{"id":59119,"date":"2026-11-02T20:38:33","date_gmt":"2026-11-02T17:38:33","guid":{"rendered":"https:\/\/www.merceknet.com\/tr\/?p=59119"},"modified":"2026-11-02T20:40:38","modified_gmt":"2026-11-02T17:40:38","slug":"tcmb-arastirmasindan-konut-piyasasina-iliskin-carpici-sonuc-faiz-artisiyla-google-aramalari-ve-ev-fiyatlari-arasindaki-iliski-zayifladi","status":"publish","type":"post","link":"https:\/\/www.merceknet.com\/tr\/2026\/11\/02\/tcmb-arastirmasindan-konut-piyasasina-iliskin-carpici-sonuc-faiz-artisiyla-google-aramalari-ve-ev-fiyatlari-arasindaki-iliski-zayifladi\/","title":{"rendered":"TCMB ara\u015ft\u0131rmas\u0131ndan konut piyasas\u0131na ili\u015fkin \u00e7arp\u0131c\u0131 sonu\u00e7: Faiz art\u0131\u015f\u0131yla Google aramalar\u0131 ve ev fiyatlar\u0131 aras\u0131ndaki ili\u015fki zay\u0131flad\u0131"},"content":{"rendered":"

T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) b\u00fcnyesinde haz\u0131rlanan Ekim 2026 tarihli ara\u015ft\u0131rma, T\u00fcrkiye’de uygulanan parasal s\u0131k\u0131la\u015ft\u0131rma politikalar\u0131n\u0131n konut piyasas\u0131ndaki de\u011fi\u015fimle nas\u0131l \u00f6rt\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc ortaya koydu. Haziran 2021-May\u0131s 2026 d\u00f6nemini kapsayan \u00e7al\u0131\u015fmada, 72 farkl\u0131 Google aramas\u0131 ile konut fiyatlar\u0131 ve sat\u0131\u015flar\u0131 kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131. Ara\u015ft\u0131rmaya g\u00f6re, 2023 y\u0131l\u0131nda ba\u015flayan faiz art\u0131\u015flar\u0131n\u0131n ard\u0131ndan internette konut arama yo\u011funlu\u011fu ile enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f konut fiyatlar\u0131ndaki art\u0131\u015f aras\u0131ndaki ili\u015fki belirgin \u015fekilde zay\u0131flad\u0131.<\/p>\n

T\u00fcrkiye’de konut fiyatlar\u0131, kredi faizleri ve vatanda\u015flar\u0131n ev sat\u0131n alma aray\u0131\u015flar\u0131 aras\u0131ndaki ili\u015fki bilimsel bir ara\u015ft\u0131rmaya konu oldu.<\/p>\n

TCMB’nin Ekim 2026 tarihli, 26\/19 numaral\u0131 \u00e7al\u0131\u015fma tebli\u011finde, Altu\u011f Aydemir ve Ali Sevim taraf\u0131ndan haz\u0131rlanan Google Searches, House Prices and Transactions: Signs of Regime Dependence around T\u00fcrkiye\u2019s Monetary Tightening ba\u015fl\u0131kl\u0131 ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131 yay\u0131mland\u0131.<\/p>\n

35 sayfal\u0131k \u00e7al\u0131\u015fmada, y\u00fcksek enflasyon ve negatif reel faizlerin etkili oldu\u011fu d\u00f6nem ile 2023 y\u0131l\u0131n\u0131n ortas\u0131nda ba\u015flayan parasal s\u0131k\u0131la\u015ft\u0131rma s\u00fcreci kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131.<\/p>\n

Ara\u015ft\u0131rma, konut piyasas\u0131nda yaln\u0131zca al\u0131m iste\u011finin de\u011fil, finansman ko\u015fullar\u0131n\u0131n da belirleyici olabilece\u011fine i\u015faret etti. Bununla birlikte ara\u015ft\u0131rmac\u0131lar, tespit edilen ili\u015fkilerin do\u011frudan neden-sonu\u00e7 ba\u011flant\u0131s\u0131 olarak de\u011ferlendirilmemesi gerekti\u011finin alt\u0131n\u0131 \u00e7izdi.<\/p>\n

256 Google aramas\u0131 incelendi, 72’si ara\u015ft\u0131rmaya dahil edildi<\/h2>\n

Ara\u015ft\u0131rmac\u0131lar, konut sat\u0131n alma e\u011filimini \u00f6l\u00e7mek amac\u0131yla T\u00fcrk\u00e7e ve \u0130ngilizce 256 farkl\u0131 arama ifadesini de\u011ferlendirdi. Veri yeterlili\u011fi ve istatistiksel uygunluk kontrollerinin ard\u0131ndan 72 arama ifadesi analizde kullan\u0131ld\u0131.<\/p>\n

\u0130ncelenen aramalar aras\u0131nda sat\u0131l\u0131k konut, ev fiyatlar\u0131, konut kredisi, tapu i\u015flemleri, ilan platformlar\u0131, sosyal konut ve kentsel d\u00f6n\u00fc\u015f\u00fcm gibi konular yer ald\u0131.<\/p>\n

Google Trends verileri, TCMB’nin Konut Fiyat Endeksi ve T\u00fcrkiye \u0130statistik Kurumunun (T\u00dc\u0130K) konut sat\u0131\u015f istatistikleriyle kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131.<\/p>\n

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Konut piyasas\u0131nda d\u00f6n\u00fcm noktas\u0131: Temmuz 2023<\/h2>\n

Ara\u015ft\u0131rman\u0131n en dikkat \u00e7ekici sonu\u00e7lar\u0131ndan biri, konut fiyatlar\u0131yla internet aramalar\u0131 aras\u0131ndaki ili\u015fkinin de\u011fi\u015fti\u011fi d\u00f6nemin Temmuz 2023 olarak belirlenmesi oldu.<\/p>\n

T\u00fcrkiye’de politika faizinin 22 Haziran 2023’te art\u0131r\u0131lmas\u0131n\u0131n ard\u0131ndan konut kredisi faizlerinde de h\u0131zl\u0131 y\u00fckseli\u015f ya\u015fand\u0131.<\/p>\n

\u00c7al\u0131\u015fmada kullan\u0131lan verilere g\u00f6re yeni kulland\u0131r\u0131lan T\u00fcrk liras\u0131 konut kredilerinin a\u011f\u0131rl\u0131kl\u0131 ortalama faiz oranlar\u0131 \u015f\u00f6yle ger\u00e7ekle\u015fti:<\/p>\n

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\n\n\n\n\n\n\n
D\u00f6nem<\/th>\nKonut kredisi faiz oran\u0131<\/th>\n<\/tr>\n
Haziran 2023<\/td>\n%21,3<\/td>\n<\/tr>\n
Temmuz 2023<\/td>\n%32,2<\/td>\n<\/tr>\n
A\u011fustos 2023<\/td>\n%36,2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

\u0130ki ay i\u00e7erisinde konut kredisi faizinde 14,9 puanl\u0131k y\u00fckseli\u015f meydana geldi.<\/p>\n

Ara\u015ft\u0131rmada uygulanan istatistiksel k\u0131r\u0131lma testi de Temmuz 2023’\u00fc konut piyasas\u0131ndaki ili\u015fkinin de\u011fi\u015fti\u011fi d\u00f6nem olarak belirledi.<\/p>\n

Bu sonu\u00e7, parasal s\u0131k\u0131la\u015ft\u0131rma s\u00fcrecinin konut piyasas\u0131 a\u00e7\u0131s\u0131ndan \u00f6nemli bir d\u00f6n\u00fcm noktas\u0131yla ayn\u0131 zamana denk geldi\u011fini g\u00f6sterdi.<\/p>\n

\"\"<\/p>\n

Konut aramalar\u0131ndaki art\u0131\u015f fiyatlar\u0131 eskisi kadar g\u00fc\u00e7l\u00fc yans\u0131tm\u0131yor<\/h2>\n

Ara\u015ft\u0131rmada, Google \u00fczerinden konut arama yo\u011funlu\u011fuyla enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f konut fiyatlar\u0131ndaki ayl\u0131k de\u011fi\u015fim aras\u0131ndaki ili\u015fki iki ayr\u0131 d\u00f6nemde incelendi.<\/p>\n

2021-2023 d\u00f6nemindeki y\u00fcksek enflasyon ve negatif reel faiz ortam\u0131nda konut aramalar\u0131 ile fiyat art\u0131\u015flar\u0131 aras\u0131nda g\u00fc\u00e7l\u00fc bir ili\u015fki bulunurken, parasal s\u0131k\u0131la\u015ft\u0131rma sonras\u0131nda bu ili\u015fkinin \u00f6nemli \u00f6l\u00e7\u00fcde zay\u0131flad\u0131\u011f\u0131 belirlendi.<\/p>\n

Ara\u015ft\u0131rmac\u0131lar\u0131n hesaplamalar\u0131na g\u00f6re, Google arama endeksinde bir standart sapmal\u0131k art\u0131\u015f, s\u0131k\u0131la\u015ft\u0131rma \u00f6ncesinde ayl\u0131k reel konut fiyat art\u0131\u015f\u0131n\u0131n 1,6-1,7 puan daha y\u00fcksek olmas\u0131yla ili\u015fkiliydi.<\/p>\n

S\u0131k\u0131la\u015ft\u0131rma sonras\u0131nda ise ayn\u0131 b\u00fcy\u00fckl\u00fckteki arama art\u0131\u015f\u0131n\u0131n fiyatlarla ili\u015fkisi, kullan\u0131lan istatistiksel kontrollere g\u00f6re eksi 0,1 ile art\u0131 0,8 puan aras\u0131nda hesapland\u0131.<\/p>\n

Bu bulgu, vatanda\u015flar\u0131n internette ev aramaya devam etmesinin, \u00f6nceki d\u00f6nemde oldu\u011fu kadar g\u00fc\u00e7l\u00fc bir fiyat art\u0131\u015f\u0131yla birlikte ger\u00e7ekle\u015fmedi\u011fini g\u00f6steriyor.<\/p>\n

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Google aramalar\u0131ndaki standart art\u0131\u015f ile ayl\u0131k reel konut fiyat b\u00fcy\u00fcmesi aras\u0131ndaki ili\u015fki<\/strong><\/p>\n

\"\"<\/p>\n

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<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

Ara\u015ft\u0131rman\u0131n temel sonu\u00e7lar\u0131 tabloda<\/h2>\n

\u00c7al\u0131\u015fman\u0131n 5 ve 6. sayfalar\u0131ndaki istatistiksel tablolar, konut fiyatlar\u0131 ve sat\u0131\u015flar\u0131 a\u00e7\u0131s\u0131ndan farkl\u0131 sonu\u00e7lar ortaya koydu.<\/p>\n

\n
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\u0130ncelenen g\u00f6sterge<\/th>\nS\u0131k\u0131la\u015ft\u0131rma \u00f6ncesi<\/th>\nS\u0131k\u0131la\u015ft\u0131rma sonras\u0131<\/th>\n<\/tr>\n
Reel konut fiyat\u0131 ve arama ili\u015fkisi<\/td>\n0,046<\/td>\n-0,003<\/td>\n<\/tr>\n
Enflasyon kontroll\u00fc fiyat ili\u015fkisi<\/td>\n0,048<\/td>\n0,022<\/td>\n<\/tr>\n
Konut sat\u0131\u015flar\u0131 ve arama ili\u015fkisi<\/td>\n0,456<\/td>\n0,309<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Tablodaki de\u011ferler regresyon katsay\u0131lar\u0131d\u0131r; do\u011frudan y\u00fczde de\u011fi\u015fimleri ifade etmez.<\/p>\n

Enflasyon kontrol edilmeden yap\u0131lan hesaplamada, parasal s\u0131k\u0131la\u015ft\u0131rma sonras\u0131nda konut aramalar\u0131 ile reel fiyat art\u0131\u015f\u0131 aras\u0131ndaki ili\u015fkinin s\u0131f\u0131ra yak\u0131n oldu\u011fu g\u00f6r\u00fcld\u00fc. Ancak enflasyonun etkisi hesaba kat\u0131ld\u0131\u011f\u0131nda ili\u015fki pozitif kald\u0131 ve \u00f6nceki d\u00f6nemin yakla\u015f\u0131k yar\u0131s\u0131 d\u00fczeyine geriledi.<\/p>\n

Bu nedenle ara\u015ft\u0131rman\u0131n vard\u0131\u011f\u0131 sonu\u00e7, konut aramalar\u0131yla fiyatlar aras\u0131ndaki ili\u015fkinin tamamen ortadan kalkmas\u0131 de\u011fil, \u00f6nemli \u00f6l\u00e7\u00fcde zay\u0131flamas\u0131 oldu.<\/p>\n

Konut kredisi faizlerindeki y\u00fckseli\u015f dikkat \u00e7ekti<\/h2>\n

Ara\u015ft\u0131rmada konut kredisi faizleri ile arama verilerinin ili\u015fkisi de ayr\u0131 bir model \u00fczerinden incelendi.<\/p>\n

Haz\u0131rlanan \u00e7al\u0131\u015fmaya g\u00f6re \u00f6rneklemde ortalama konut kredisi faizi, parasal s\u0131k\u0131la\u015ft\u0131rma \u00f6ncesindeki d\u00f6nemde y\u00fczde 18,9 olarak hesapland\u0131. S\u0131k\u0131la\u015ft\u0131rma sonras\u0131ndaki d\u00f6nemde ise bu oran y\u00fczde 40,2’ye y\u00fckseldi.<\/p>\n

\"\"<\/p>\n

Ara\u015ft\u0131rmac\u0131lar, kredi faizlerinin y\u00fckseldi\u011fi d\u00f6nemlerde Google arama yo\u011funlu\u011fuyla reel konut fiyatlar\u0131ndaki art\u0131\u015f aras\u0131ndaki ili\u015fkinin zay\u0131flad\u0131\u011f\u0131n\u0131 belirledi.<\/p>\n

Bununla birlikte \u00e7al\u0131\u015fmada \u00f6nemli bir s\u0131n\u0131rlamaya da dikkat \u00e7ekildi. Konut kredisi faizlerindeki y\u00fckseli\u015f, para politikas\u0131ndaki de\u011fi\u015fimle neredeyse ayn\u0131 d\u00f6nemde ger\u00e7ekle\u015fti\u011fi i\u00e7in bu geli\u015fmenin etkisi di\u011fer ekonomik de\u011fi\u015fkenlerden kesin olarak ayr\u0131\u015ft\u0131r\u0131lamad\u0131.<\/p>\n

Dolay\u0131s\u0131yla sonu\u00e7lar, konut kredisi faizlerindeki art\u0131\u015f\u0131n tek ba\u015f\u0131na s\u00f6z konusu de\u011fi\u015fime neden oldu\u011funu kan\u0131tlam\u0131yor.<\/p>\n

Grafikte 2023 \u00f6ncesi ve sonras\u0131 aras\u0131ndaki fark g\u00f6r\u00fcl\u00fcyor<\/h2>\n

\"\"<\/p>\n

\u00c7al\u0131\u015fman\u0131n 7. sayfas\u0131ndaki \u015eekil 1, reel konut fiyat b\u00fcy\u00fcmesiyle arama endeksini kar\u015f\u0131la\u015ft\u0131r\u0131yor. Temmuz 2023’teki dikey \u00e7izgi para politikas\u0131ndaki de\u011fi\u015fimi g\u00f6steriyor.<\/div>\n

Ara\u015ft\u0131rman\u0131n 7. sayfas\u0131nda yer alan grafikte, \u00f6zellikle 2022 y\u0131l\u0131nda konut aramalar\u0131ndaki y\u00fckseli\u015fle reel fiyat art\u0131\u015flar\u0131n\u0131n ayn\u0131 y\u00f6nde hareket etti\u011fi dikkat \u00e7ekiyor.<\/p>\n

2023 y\u0131l\u0131n\u0131n ikinci yar\u0131s\u0131ndan itibaren ise arama yo\u011funlu\u011fu ile fiyat art\u0131\u015f\u0131 aras\u0131ndaki hareketlerin \u00f6nceki d\u00f6nem kadar g\u00fc\u00e7l\u00fc bi\u00e7imde \u00f6rt\u00fc\u015fmedi\u011fi g\u00f6r\u00fcl\u00fcyor.<\/p>\n

Grafikte iki g\u00f6sterge aras\u0131ndaki t\u00fcm d\u00f6nem korelasyonu 0,70 olarak hesapland\u0131. Ancak ara\u015ft\u0131rmac\u0131lar, t\u00fcm d\u00f6nemdeki bu y\u00fcksek korelasyonun farkl\u0131 para politikas\u0131 ko\u015fullar\u0131n\u0131 tek ba\u015f\u0131na a\u00e7\u0131klamakta yetersiz kald\u0131\u011f\u0131n\u0131 vurgulad\u0131.<\/p>\n

\u0130nternette konut aramak, sat\u0131\u015f\u0131n ger\u00e7ekle\u015fece\u011fi anlam\u0131na gelmiyor<\/h2>\n

Ara\u015ft\u0131rman\u0131n dikkat \u00e7eken bir di\u011fer sonucu, konut fiyatlar\u0131 ile konut sat\u0131\u015flar\u0131n\u0131n farkl\u0131 davran\u0131\u015flar g\u00f6stermesi oldu.<\/p>\n

Parasal s\u0131k\u0131la\u015ft\u0131rma sonras\u0131nda internet aramalar\u0131 ile konut sat\u0131\u015flar\u0131ndaki de\u011fi\u015fim aras\u0131nda pozitif bir ili\u015fki tespit edildi. Ancak s\u0131k\u0131la\u015ft\u0131rma \u00f6ncesindeki ili\u015fkinin g\u00fcc\u00fc, konut sat\u0131\u015flar\u0131n\u0131n y\u0131ll\u0131k veya mevsimsellikten ar\u0131nd\u0131r\u0131lm\u0131\u015f ayl\u0131k de\u011fi\u015fimle \u00f6l\u00e7\u00fclmesine g\u00f6re farkl\u0131la\u015ft\u0131.<\/p>\n

Bu durum, Google aramalar\u0131n\u0131n vatanda\u015flar\u0131n konut piyasas\u0131na ilgisini yans\u0131tabilmesine ra\u011fmen ger\u00e7ekle\u015fen sat\u0131\u015flar\u0131 her ko\u015fulda ayn\u0131 g\u00fcvenilirlikle a\u00e7\u0131klayamad\u0131\u011f\u0131n\u0131 g\u00f6sterdi.<\/p>\n

Ara\u015ft\u0131rmac\u0131lar, internet aramalar\u0131n\u0131 konut talebinin do\u011frudan kar\u015f\u0131l\u0131\u011f\u0131 olarak de\u011fil, piyasaya y\u00f6nelik ilginin g\u00f6stergesi olarak ele ald\u0131.<\/p>\n

\"\"<\/p>\n

Google verileriyle fiyat tahminindeki ba\u015far\u0131 y\u00fczde 20,2’ye ula\u015ft\u0131<\/h2>\n

\u00c7al\u0131\u015fmada Google aramalar\u0131n\u0131n konut piyasas\u0131ndaki g\u00fcncel fiyat hareketlerini tahmin etmeye katk\u0131s\u0131 da test edildi.<\/p>\n

Ara\u015ft\u0131rman\u0131n 27. sayfas\u0131ndaki sonu\u00e7lara g\u00f6re, parasal s\u0131k\u0131la\u015ft\u0131rma \u00f6ncesindeki d\u00f6nemde Google arama verilerinin modele eklenmesi, reel konut fiyatlar\u0131ndaki ayl\u0131k b\u00fcy\u00fcmeyi tahmin ederken hata oran\u0131n\u0131 y\u00fczde 20,2 azaltt\u0131.<\/p>\n

Ancak s\u0131k\u0131la\u015ft\u0131rma sonras\u0131nda para politikas\u0131 de\u011fi\u015fiminin yaratt\u0131\u011f\u0131 ortalama fiyat b\u00fcy\u00fcmesi farkl\u0131l\u0131\u011f\u0131 hesaba kat\u0131ld\u0131\u011f\u0131nda, Google verilerinin tahmine katk\u0131s\u0131 ortadan kalkt\u0131.<\/p>\n

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Tahmin performans\u0131<\/th>\nSonu\u00e7<\/th>\n<\/tr>\n
S\u0131k\u0131la\u015ft\u0131rma \u00f6ncesi tahmin hatas\u0131ndaki azalma<\/td>\n%20,2<\/td>\n<\/tr>\n
S\u0131k\u0131la\u015ft\u0131rma sonras\u0131nda, rejim de\u011fi\u015fimi dikkate al\u0131nmadan \u00f6l\u00e7\u00fclen iyile\u015fme<\/td>\n%18,4<\/td>\n<\/tr>\n
Rejim de\u011fi\u015fimi hesaba kat\u0131ld\u0131\u011f\u0131nda<\/td>\n%-18,9<\/td>\n<\/tr>\n
Konut sat\u0131\u015flar\u0131 tahmini<\/td>\n\u0130yile\u015fme yok<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Bu sonu\u00e7lar, ge\u00e7mi\u015fte ba\u015far\u0131l\u0131 olan bir tahmin y\u00f6nteminin para politikas\u0131 ve finansman ko\u015fullar\u0131 de\u011fi\u015fti\u011finde ayn\u0131 ba\u015far\u0131y\u0131 s\u00fcrd\u00fcremeyebilece\u011fine i\u015faret etti.<\/p>\n

Hangi konut aramalar\u0131nda ili\u015fki daha fazla zay\u0131flad\u0131?<\/h2>\n

Ara\u015ft\u0131rmac\u0131lar arama ifadelerini konular\u0131na g\u00f6re grupland\u0131rarak konut piyasas\u0131ndaki de\u011fi\u015fimin hangi alanlarda daha belirgin oldu\u011funu da inceledi.<\/p>\n

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Arama konular\u0131na g\u00f6re fiyat ili\u015fkisi katsay\u0131lar\u0131<\/strong><\/p>\n

\"\"<\/p>\n<\/div>\n

Bulgulara g\u00f6re fiyat ve de\u011ferleme, konut sat\u0131n alma niyeti, finansman ve kredi ile ilan platformlar\u0131na y\u00f6nelik aramalarda reel fiyat b\u00fcy\u00fcmesiyle ili\u015fkinin belirgin bi\u00e7imde zay\u0131flad\u0131\u011f\u0131 saptand\u0131.<\/p>\n

Buna kar\u015f\u0131l\u0131k sosyal konut ve kentsel d\u00f6n\u00fc\u015f\u00fcm aramalar\u0131nda reel fiyat b\u00fcy\u00fcmesiyle her iki d\u00f6nemde de istatistiksel olarak anlaml\u0131 bir ili\u015fki belirlenemedi.<\/p>\n

\"\"<\/p>\n

Ara\u015ft\u0131rman\u0131n konut piyasas\u0131na verdi\u011fi mesaj<\/h2>\n

\u00c7al\u0131\u015fma, T\u00fcrkiye’de konut fiyatlar\u0131n\u0131n ve sat\u0131\u015flar\u0131n\u0131n analiz edilmesinde internet arama verilerinden yararlan\u0131labilece\u011fini ancak bu verilerin tek ba\u015f\u0131na g\u00fcvenilir bir tahmin arac\u0131 olmad\u0131\u011f\u0131n\u0131 ortaya koydu.<\/p>\n

Ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131 \u00f6zellikle y\u00fcksek kredi faizlerinin ge\u00e7erli oldu\u011fu d\u00f6nemlerde, vatanda\u015flar\u0131n konutlara y\u00f6nelik ilgisi ile fiyat hareketleri aras\u0131ndaki ili\u015fkinin de\u011fi\u015febilece\u011fini g\u00f6sterdi.<\/p>\n

Bununla birlikte \u00e7al\u0131\u015fma, T\u00fcrkiye genelini kapsayan ve Haziran 2021-May\u0131s 2026 aras\u0131ndaki 60 ayl\u0131k veriye dayanan bir analiz niteli\u011fi ta\u015f\u0131yor. \u0130l baz\u0131nda ayr\u0131 sonu\u00e7lar i\u00e7ermedi\u011finden, Konya veya ba\u015fka bir ilin konut piyasas\u0131na ili\u015fkin \u00f6zel \u00e7\u0131kar\u0131mlar yap\u0131lmas\u0131na imk\u00e2n vermiyor.<\/p>\n

Ara\u015ft\u0131rmac\u0131lar, elde edilen bulgular\u0131n istatistiksel ili\u015fkilere dayand\u0131\u011f\u0131n\u0131, parasal s\u0131k\u0131la\u015ft\u0131rman\u0131n etkilerini tek ba\u015f\u0131na ve nedensel olarak kan\u0131tlamad\u0131\u011f\u0131n\u0131 \u00f6zellikle belirtti.<\/p>\n

Sonu\u00e7 olarak \u00e7al\u0131\u015fma, T\u00fcrkiye’de konut piyasas\u0131n\u0131n para politikas\u0131 ko\u015fullar\u0131na g\u00f6re farkl\u0131 davran\u0131\u015flar sergiledi\u011fini ve Google aramalar\u0131ndaki hareketlerin konut fiyatlar\u0131 ile sat\u0131\u015flar\u0131n\u0131 a\u00e7\u0131klama g\u00fcc\u00fcn\u00fcn d\u00f6nemler aras\u0131nda de\u011fi\u015fti\u011fini ortaya koydu.<\/p>\n","protected":false},"excerpt":{"rendered":"

TCMB b\u00fcnyesinde haz\u0131rlanan 35 sayfal\u0131k ara\u015ft\u0131rma, T\u00fcrkiye’de 2023 y\u0131l\u0131nda ba\u015flayan parasal s\u0131k\u0131la\u015ft\u0131rma s\u00fcrecinin ard\u0131ndan Google \u00fczerinden konut arama yo\u011funlu\u011fu ile reel konut fiyat art\u0131\u015flar\u0131 aras\u0131ndaki ili\u015fkinin zay\u0131flad\u0131\u011f\u0131n\u0131 ortaya koydu. \u00c7al\u0131\u015fmada kredi faizleri, konut sat\u0131\u015flar\u0131 ve 72 farkl\u0131 internet aramas\u0131 incelendi.<\/p>\n","protected":false},"author":2,"featured_media":59127,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[800,2060,434],"class_list":["post-59119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-konutkredisi","tag-konutpiyasasi","tag-merkezbankasi"],"yoast_head":"\nTCMB ara\u015ft\u0131rmas\u0131ndan konut piyasas\u0131na ili\u015fkin 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