{"id":51563,"date":"2026-09-22T15:50:21","date_gmt":"2026-09-22T12:50:21","guid":{"rendered":"https:\/\/www.merceknet.com\/tr\/?p=51563"},"modified":"2026-09-22T15:50:21","modified_gmt":"2026-09-22T12:50:21","slug":"emekli-promosyonunda-son-8-gun-bankalarin-teklifleri-35-bin-tlye-kadar-cikti","status":"publish","type":"post","link":"https:\/\/www.merceknet.com\/tr\/2026\/09\/22\/emekli-promosyonunda-son-8-gun-bankalarin-teklifleri-35-bin-tlye-kadar-cikti\/","title":{"rendered":"Emekli promosyonunda son 8 g\u00fcn: Bankalar\u0131n teklifleri 35 bin TL\u2019ye kadar \u00e7\u0131kt\u0131"},"content":{"rendered":"

Bankalar\u0131n emekli maa\u015f\u0131 m\u00fc\u015fterilerine y\u00f6nelik rekabeti eyl\u00fcl ay\u0131n\u0131n son haftas\u0131nda h\u0131zland\u0131. Maa\u015f\u0131n\u0131 belirli bir bankadan 3 y\u0131l boyunca alma taahh\u00fcd\u00fc veren emeklilere sunulan promosyonlar, ek kampanyalarla birlikte 20 bin TL\u2019nin \u00fczerine \u00e7\u0131karken baz\u0131 bankalarda toplam avantaj 30-35 bin TL seviyesine ula\u015ft\u0131.<\/p>\n

Ancak kampanyalardaki y\u00fcksek rakamlar\u0131n tamam\u0131 do\u011frudan ve ko\u015fulsuz nakit promosyondan olu\u015fmuyor. Bankalar ana promosyonun \u00fczerine kredi kart\u0131 harcamas\u0131, otomatik fatura talimat\u0131, sigorta poli\u00e7esi, kredili mevduat hesab\u0131 ve mobil bankac\u0131l\u0131k kullan\u0131m\u0131 gibi \u015fartlara ba\u011fl\u0131 ek \u00f6demeler koyuyor.<\/p>\n

Bu nedenle emeklilerin yaln\u0131zca ilan edilen en y\u00fcksek rakama de\u011fil, o rakama ula\u015fmak i\u00e7in hangi \u015fartlar\u0131n yerine getirilmesi gerekti\u011fine<\/strong> bakmas\u0131 \u00f6nem ta\u015f\u0131yor.<\/p>\n

Banka banka emekli promosyonlar\u0131<\/h2>\n

Kaynakta yer alan kampanyalara g\u00f6re bankalar\u0131n sundu\u011fu azami promosyon ve ek avantajlar \u015f\u00f6yle:<\/p>\n\n\n\n\n\n\n\n\n\n\n
Banka<\/th>\nToplam azami avantaj<\/th>\n\u00d6ne \u00e7\u0131kan ko\u015fullar<\/th>\n<\/tr>\n
\u015eekerbank<\/td>\n35.000 TL\u2019ye kadar<\/strong><\/td>\nAna promosyon + kredi kart\u0131, sigorta, KMH, fatura talimat\u0131 ve di\u011fer \u00fcr\u00fcnler<\/td>\n<\/tr>\n
ING<\/td>\n32.000 TL\u2019ye kadar<\/strong><\/td>\n15.000 TL\u2019ye kadar ana promosyon + ek nakit promosyonlar<\/td>\n<\/tr>\n
Yap\u0131 Kredi<\/td>\n30.000 TL\u2019ye kadar<\/strong><\/td>\nAna promosyon + fatura + kart harcamas\u0131 + mobil aktiflik + ek kampanya<\/td>\n<\/tr>\n
DenizBank<\/td>\n30.000 TL\u2019ye kadar<\/strong><\/td>\nAna promosyon + KMH + 2 fatura talimat\u0131 + aktif kredi kart\u0131<\/td>\n<\/tr>\n
\u0130\u015f Bankas\u0131<\/td>\n25.000 TL\u2019ye kadar<\/strong><\/td>\nAna promosyon + fatura talimat\u0131 + kredi kart\u0131 harcamas\u0131na MaxiPuan<\/td>\n<\/tr>\n
Garanti BBVA<\/td>\n25.000 TL\u2019ye kadar<\/strong><\/td>\nAna promosyon + kart\/Paracard + Avans Hesap + sigorta<\/td>\n<\/tr>\n
QNB<\/td>\n20.000 TL\u2019ye kadar<\/strong><\/td>\n3 y\u0131l maa\u015f alma taahh\u00fcd\u00fc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u015eekerbank\u2019ta toplam avantaj 35 bin TL\u2019ye kadar \u00e7\u0131k\u0131yor<\/h2>\n

Kaynakta en y\u00fcksek toplam kampanya tutar\u0131n\u0131 sunan banka \u015eekerbank olarak yer al\u0131yor.<\/p>\n

\u015eekerbank\u2019\u0131n kampanyas\u0131nda ana maa\u015f promosyonunun \u00fczerine bankac\u0131l\u0131k \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131yla birlikte toplam avantaj 35 bin TL\u2019ye kadar<\/strong> \u00e7\u0131kabiliyor.<\/p>\n

Ancak bu tutar\u0131n tamam\u0131 do\u011frudan maa\u015f ta\u015f\u0131ma kar\u015f\u0131l\u0131\u011f\u0131nda verilen nakit promosyondan olu\u015fmuyor.<\/p>\n

Toplam \u00f6deme; maa\u015f tutar\u0131na ba\u011fl\u0131 ana promosyonun yan\u0131 s\u0131ra vadesiz hesap, kredi kart\u0131 bonusu, sigorta, kredili mevduat hesab\u0131 ve otomatik fatura talimat\u0131 gibi \u00fcr\u00fcn ve hizmetlerin kullan\u0131m\u0131na ba\u011fl\u0131 ek promosyonlar\u0131n birle\u015fmesiyle hesaplan\u0131yor.<\/p>\n

Dolay\u0131s\u0131yla 35 bin TL\u2019lik \u00fcst s\u0131n\u0131ra ula\u015fmak isteyen emeklilerin kampanya \u015fartlar\u0131n\u0131 tek tek yerine getirmesi gerekiyor.<\/p>\n

ING\u2019de toplam promosyon 32 bin TL\u2019ye kadar<\/h2>\n

ING, maa\u015f\u0131n\u0131 bankaya ta\u015f\u0131yan SGK emeklilerine maa\u015f tutar\u0131na g\u00f6re 15 bin TL\u2019ye kadar ko\u015fulsuz nakit promosyon<\/strong> sundu\u011funu, ek kampanyalarla birlikte toplam \u00f6demenin 32 bin TL\u2019ye kadar \u00e7\u0131kabilece\u011fini<\/strong> duyurdu.<\/p>\n

Banka ayr\u0131ca emekli maa\u015f\u0131 m\u00fc\u015fterilerine belirli ko\u015fullar alt\u0131nda para transferlerinde \u00fccret al\u0131nmamas\u0131 ve baz\u0131 bankac\u0131l\u0131k \u00fcr\u00fcnlerinde avantajlar sa\u011fl\u0131yor.<\/p>\n

Yap\u0131 Kredi\u2019de 30 bin TL\u2019ye kadar<\/h2>\n

Yap\u0131 Kredi\u2019nin kampanyas\u0131nda temel promosyon tutar\u0131 maa\u015f seviyesine g\u00f6re de\u011fi\u015fiyor.<\/p>\n

Kaynakta yer alan bilgilere g\u00f6re;<\/p>\n

    \n
  • 9.999 TL\u2019ye kadar ayl\u0131k alanlara 6.250 TL,<\/li>\n
  • 10.000-14.999 TL aras\u0131nda ayl\u0131k alanlara 10.000 TL,<\/li>\n
  • 15.000-19.999 TL aras\u0131nda ayl\u0131k alanlara 12.500 TL,<\/li>\n
  • 20.000 TL ve \u00fczeri ayl\u0131k alanlara 15.000 TL<\/li>\n<\/ul>\n

    ana promosyon \u00f6deniyor.<\/p>\n

    Ana promosyonun \u00fczerine ek \u00f6d\u00fcller geliyor.<\/p>\n

    \u0130ki yeni otomatik fatura \u00f6deme talimat\u0131 verilmesi halinde maa\u015f tutar\u0131na g\u00f6re 2 bin ile 5 bin TL aras\u0131nda ilave \u00f6deme yap\u0131labiliyor. Benzer \u015fekilde belirlenen kredi kart\u0131 harcama \u015fart\u0131n\u0131n yerine getirilmesiyle 2 bin ile 5 bin TL aras\u0131nda ek \u00f6deme al\u0131nabiliyor.<\/p>\n

    Dijital bankac\u0131l\u0131k taraf\u0131nda da ek avantaj bulunuyor. \u0130lk kez Yap\u0131 Kredi Mobil\u2019e giri\u015f yapan veya yeniden aktif kullan\u0131c\u0131 olan m\u00fc\u015fterilere 2 bin TL ek nakit \u00f6deme \u00f6ng\u00f6r\u00fcl\u00fcrken, belirli kampanya koduyla yeni m\u00fc\u015fteri olanlara kredi kart\u0131na 3 bin TL ilave \u00f6deme imkan\u0131 sunuluyor.<\/p>\n

    B\u00f6ylece toplam kampanya tutar\u0131 30 bin TL\u2019ye kadar<\/strong> ula\u015fabiliyor.<\/p>\n

    DenizBank\u2019ta da 30 bin TL s\u0131n\u0131r\u0131<\/h2>\n

    DenizBank\u2019\u0131n kampanyas\u0131nda toplam promosyon tutar\u0131 30 bin TL\u2019ye kadar \u00e7\u0131k\u0131yor.<\/p>\n

    Kampanyadan, 30 Eyl\u00fcl 2026\u2019ya kadar bankada yeni hesap a\u00e7arak maa\u015f\u0131n\u0131 3 y\u0131l s\u00fcreyle DenizBank\u2019tan alma taahh\u00fcd\u00fc veren emekliler ile mevcut promosyon taahh\u00fcd\u00fc kampanya d\u00f6neminde sona eren m\u00fc\u015fteriler yararlanabiliyor.<\/p>\n

    Ana nakit promosyona ek olarak kredili mevduat hesab\u0131 kullan\u0131lmas\u0131, iki otomatik fatura talimat\u0131 verilmesi ve aktif kredi kart\u0131 kullan\u0131m\u0131 gibi ko\u015fullar\u0131n yerine getirilmesi durumunda ilave promosyon sa\u011flan\u0131yor.<\/p>\n

    \u0130\u015f Bankas\u0131\u2019nda 25 bin TL\u2019ye kadar avantaj<\/h2>\n

    \u0130\u015f Bankas\u0131\u2019n\u0131n eyl\u00fcl kampanyas\u0131nda SGK emekli maa\u015f\u0131n\u0131 bankaya ta\u015f\u0131yan veya mevcut taahh\u00fcd\u00fcn\u00fc yenileyen m\u00fc\u015fterilere maa\u015f tutar\u0131na g\u00f6re 15 bin TL\u2019ye kadar nakit promosyon<\/strong> veriliyor.<\/p>\n

    20 bin TL\u2019nin \u00fczerinde maa\u015f alan bir emekli i\u00e7in 15 bin TL nakit promosyonun yan\u0131 s\u0131ra otomatik fatura talimat\u0131yla bin TL ek \u00f6deme ve kredi kart\u0131na ba\u011fl\u0131 kampanyadan 9 bin TL\u2019ye kadar MaxiPuan kazanma imkan\u0131 bulunuyor.<\/p>\n

    B\u00f6ylece toplam avantaj 25 bin TL\u2019ye kadar<\/strong> \u00e7\u0131k\u0131yor.<\/p>\n

    Garanti BBVA\u2019da 15 bin TL ana promosyon, 10 bin TL\u2019ye kadar ek \u00f6d\u00fcl<\/h2>\n

    Garanti BBVA\u2019da ana promosyon tutar\u0131 emekli ayl\u0131\u011f\u0131na g\u00f6re de\u011fi\u015fiyor.<\/p>\n

    Kaynakta yer alan kampanya tablosuna g\u00f6re;<\/p>\n

      \n
    • 10 bin TL\u2019ye kadar maa\u015f\u0131 olanlara 6.250 TL,<\/li>\n
    • 10-15 bin TL aras\u0131nda maa\u015f\u0131 olanlara 10 bin TL,<\/li>\n
    • 15-20 bin TL aras\u0131nda maa\u015f\u0131 olanlara 12.500 TL,<\/li>\n
    • 20 bin TL ve \u00fczerinde maa\u015f\u0131 olanlara 15 bin TL<\/li>\n<\/ul>\n

      nakit promosyon veriliyor.<\/p>\n

      Bunun \u00fczerine Bonus Kart veya Paracard harcamas\u0131, Avans Hesap kullan\u0131m\u0131 ve yeni sigorta poli\u00e7esi gibi \u015fartlarla 10 bin TL\u2019ye kadar ilave bonus<\/strong> sa\u011flanabiliyor.<\/p>\n

      B\u00f6ylece toplam kampanya tutar\u0131 25 bin TL\u2019ye kadar<\/strong> ula\u015f\u0131yor. Kampanyan\u0131n son tarihi ise 30 Eyl\u00fcl 2026 olarak belirtiliyor.<\/p>\n

      QNB\u2019de 20 bin TL\u2019ye kadar<\/h2>\n

      QNB\u2019nin kampanyas\u0131nda ise emekli maa\u015f\u0131n\u0131 bankaya ta\u015f\u0131yarak 3 y\u0131l boyunca bankadan alma taahh\u00fcd\u00fc veren m\u00fc\u015fterilere 20 bin TL\u2019ye kadar nakit promosyon<\/strong> imkan\u0131 sunuluyor.<\/p>\n

      \u201c35 bin TL promosyon\u201d ifadesine dikkat<\/h2>\n

      Kampanyalar kar\u015f\u0131la\u015ft\u0131r\u0131l\u0131rken en \u00f6nemli noktalardan biri, bankalar\u0131n duyurdu\u011fu \u201c25 bin TL\u201d, \u201c30 bin TL\u201d veya \u201c35 bin TL\u201d gibi rakamlar\u0131n hangi b\u00f6l\u00fcm\u00fcn\u00fcn do\u011frudan nakit promosyon oldu\u011funun belirlenmesi.<\/p>\n

      Baz\u0131 bankalarda ana promosyon 12-15 bin TL seviyesinde kal\u0131rken, ilan edilen y\u00fcksek toplam rakama ancak ek \u015fartlar\u0131n yerine getirilmesiyle ula\u015f\u0131labiliyor.<\/p>\n

      Bu \u015fartlar aras\u0131nda;<\/p>\n

        \n
      • kredi kart\u0131 edinme veya belirli tutarda harcama,<\/li>\n
      • otomatik fatura \u00f6deme talimat\u0131,<\/li>\n
      • kredili mevduat hesab\u0131 kullan\u0131m\u0131,<\/li>\n
      • sigorta poli\u00e7esi yapt\u0131r\u0131lmas\u0131,<\/li>\n
      • mobil bankac\u0131l\u0131k kullan\u0131m\u0131,<\/li>\n
      • yeni m\u00fc\u015fteri olma<\/li>\n<\/ul>\n

        gibi kriterler bulunuyor.<\/p>\n

        Bu nedenle emeklilerin yaln\u0131zca \u201cen y\u00fcksek promosyon\u201d rakam\u0131na bakarak banka se\u00e7mesi yerine, kendi kullanmayaca\u011f\u0131 bir \u00fcr\u00fcn veya hizmet i\u00e7in ek maliyete girip girmeyece\u011fini de de\u011ferlendirmesi gerekiyor.<\/p>\n

        3 y\u0131ll\u0131k taahh\u00fct \u00f6nemli<\/h2>\n

        Promosyon kampanyalar\u0131n\u0131n temel \u015fartlar\u0131ndan biri, emeklinin maa\u015f\u0131n\u0131 3 y\u0131l boyunca ayn\u0131 bankadan alma taahh\u00fcd\u00fc<\/strong> vermesi.<\/p>\n

        Kaynakta yer alan bilgilere g\u00f6re nakit promosyon \u00f6demesi 3 y\u0131ll\u0131k d\u00f6nem i\u00e7in pe\u015fin olarak yap\u0131l\u0131yor ve taahh\u00fct s\u00fcresinin ba\u015flang\u0131c\u0131nda promosyonun hesaba yat\u0131r\u0131ld\u0131\u011f\u0131 tarih esas al\u0131n\u0131yor.<\/p>\n

        Taahh\u00fct s\u00fcresi dolmadan banka de\u011fi\u015ftirmek isteyen emeklilerin ise kalan s\u00fcreye kar\u015f\u0131l\u0131k gelen promosyon tutar\u0131n\u0131 iade etmeleri gerekebiliyor.<\/p>\n

        Bu nedenle mevcut promosyon s\u00f6zle\u015fmesinin ne zaman sona erece\u011finin kontrol edilmesi \u00f6nem ta\u015f\u0131yor.<\/p>\n

        Birden fazla emekli ayl\u0131\u011f\u0131 alanlar i\u00e7in hesaplama farkl\u0131<\/h2>\n

        SGK\u2019dan birden fazla gelir veya ayl\u0131k alan emekliler a\u00e7\u0131s\u0131ndan da \u00f6zel bir hesaplama bulunuyor.<\/p>\n

        Kaynakta yer alan bilgiye g\u00f6re promosyon ve ek nakit \u00f6d\u00fcl hesaplan\u0131rken, ilgili banka arac\u0131l\u0131\u011f\u0131yla yat\u0131r\u0131lan gelir ve ayl\u0131klar\u0131n toplam\u0131 dikkate al\u0131n\u0131yor ve tek bir promosyon veya ek \u00f6d\u00fcl \u00f6demesi ger\u00e7ekle\u015ftiriliyor.<\/p>\n

        Emekli banka se\u00e7erken nelere dikkat etmeli?<\/h2>\n

        Promosyon yar\u0131\u015f\u0131nda rakamlar y\u00fckselse de toplam kazanc\u0131n yaln\u0131zca ilk g\u00fcn al\u0131nacak promosyonla s\u0131n\u0131rl\u0131 de\u011ferlendirilmemesi gerekiyor.<\/p>\n

        Emeklilerin banka se\u00e7erken;<\/p>\n

        ana nakit promosyon miktar\u0131n\u0131, ek \u00f6d\u00fcl ko\u015fullar\u0131n\u0131, kredi kart\u0131 zorunlulu\u011funu, fatura talimat\u0131 say\u0131s\u0131n\u0131, sigorta \u015fart\u0131n\u0131, EFT ve FAST \u00fccretlerini, ATM para \u00e7ekme limitlerini ve 3 y\u0131ll\u0131k taahh\u00fcd\u00fcn erken bozulmas\u0131 durumunda ortaya \u00e7\u0131kabilecek iadeyi<\/strong> birlikte de\u011ferlendirmesi daha sa\u011fl\u0131kl\u0131 sonu\u00e7 verebilir.<\/p>\n

        \u00d6zellikle yaln\u0131zca ek ko\u015fullar yerine getirildi\u011finde al\u0131nabilecek rakamlarla do\u011frudan hesaba yat\u0131r\u0131lan nakit promosyonun birbirinden ayr\u0131lmas\u0131 gerekiyor.<\/p>\n

        Son tarih 30 Eyl\u00fcl<\/h2>\n

        Eyl\u00fcl d\u00f6nemindeki kampanyalar\u0131n \u00f6nemli b\u00f6l\u00fcm\u00fcnde 30 Eyl\u00fcl 2026<\/strong> son ba\u015fvuru tarihi olarak belirtiliyor.<\/p>\n

        Bu nedenle maa\u015f\u0131n\u0131 ba\u015fka bankaya ta\u015f\u0131may\u0131, promosyon taahh\u00fcd\u00fcn\u00fc yenilemeyi veya yeni kampanyadan yararlanmay\u0131 planlayan emeklilerin ba\u015fvuru tarihlerini ve bankalar\u0131n g\u00fcncel \u015fartlar\u0131n\u0131 kontrol etmesi gerekiyor.<\/p>\n

        Promosyon rekabetinde ilan edilen tutarlar 35 bin TL\u2019ye kadar \u00e7\u0131ksa da emekliler a\u00e7\u0131s\u0131ndan as\u0131l belirleyici nokta, hangi bankan\u0131n en y\u00fcksek rakam\u0131 duyurdu\u011fundan \u00e7ok, ki\u015finin kendi kullan\u0131m al\u0131\u015fkanl\u0131klar\u0131yla hangi kampanyadan ger\u00e7ekten ne kadar \u00f6deme alabilece\u011fi<\/strong> olacak.<\/p>\n","protected":false},"excerpt":{"rendered":"

        Emekli maa\u015f\u0131n\u0131 ba\u015fka bir bankaya ta\u015f\u0131mak ya da mevcut promosyon taahh\u00fcd\u00fcn\u00fc yenilemek isteyenler i\u00e7in eyl\u00fcl kampanyalar\u0131nda son g\u00fcnlere girildi. Bankalar\u0131n emeklilere sundu\u011fu toplam promosyon ve ek \u00f6d\u00fcl tutarlar\u0131 35 bin TL\u2019ye kadar y\u00fckselirken, y\u00fcksek rakamlar\u0131n \u00f6nemli b\u00f6l\u00fcm\u00fc fatura talimat\u0131, kredi kart\u0131 kullan\u0131m\u0131, sigorta, kredili mevduat hesab\u0131 veya dijital bankac\u0131l\u0131k gibi ek ko\u015fullara ba\u011flan\u0131yor. Kampanyalar\u0131n b\u00fcy\u00fck b\u00f6l\u00fcm\u00fcnde son tarih 30 Eyl\u00fcl 2026 olarak \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n","protected":false},"author":2,"featured_media":4208,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,3483],"tags":[1265,451,4051],"class_list":["post-51563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-4-bolge","tag-bankapromosyonu","tag-emeklimaasi","tag-emeklipromosyonu"],"yoast_head":"\nEmekli promosyonunda son 8 g\u00fcn: Bankalar\u0131n teklifleri 35 bin TL\u2019ye kadar \u00e7\u0131kt\u0131 - Merceknet Haber<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merceknet.com\/tr\/2026\/09\/22\/emekli-promosyonunda-son-8-gun-bankalarin-teklifleri-35-bin-tlye-kadar-cikti\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Emekli promosyonunda son 8 g\u00fcn: Bankalar\u0131n teklifleri 35 bin TL\u2019ye kadar \u00e7\u0131kt\u0131 - Merceknet Haber\" \/>\n<meta property=\"og:description\" content=\"Emekli maa\u015f\u0131n\u0131 ba\u015fka bir bankaya ta\u015f\u0131mak ya da mevcut promosyon taahh\u00fcd\u00fcn\u00fc yenilemek isteyenler i\u00e7in eyl\u00fcl kampanyalar\u0131nda son g\u00fcnlere girildi. Bankalar\u0131n emeklilere sundu\u011fu toplam promosyon ve ek \u00f6d\u00fcl tutarlar\u0131 35 bin TL\u2019ye kadar y\u00fckselirken, y\u00fcksek rakamlar\u0131n \u00f6nemli b\u00f6l\u00fcm\u00fc fatura talimat\u0131, kredi kart\u0131 kullan\u0131m\u0131, sigorta, kredili mevduat hesab\u0131 veya dijital bankac\u0131l\u0131k gibi ek ko\u015fullara ba\u011flan\u0131yor. 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