{"id":51136,"date":"2026-09-20T14:51:01","date_gmt":"2026-09-20T11:51:01","guid":{"rendered":"https:\/\/www.merceknet.com\/tr\/?p=51136"},"modified":"2026-09-20T14:51:01","modified_gmt":"2026-09-20T11:51:01","slug":"tokinin-yuzde-25-indirim-kampanyasi-22-eylulde-basliyor","status":"publish","type":"post","link":"https:\/\/www.merceknet.com\/tr\/2026\/09\/20\/tokinin-yuzde-25-indirim-kampanyasi-22-eylulde-basliyor\/","title":{"rendered":"TOK\u0130\u2019nin y\u00fczde 25 indirim kampanyas\u0131 22 Eyl\u00fcl\u2019de ba\u015fl\u0131yor"},"content":{"rendered":"

\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131n\u0131n geri \u00f6demeleri devam eden konut ve i\u015f yerleri i\u00e7in haz\u0131rlad\u0131\u011f\u0131 y\u00fczde 25 indirim kampanyas\u0131 22 Eyl\u00fcl 2026 Sal\u0131 g\u00fcn\u00fc<\/strong> ba\u015flayacak.<\/p>\n

Vatanda\u015flardan gelen talepler \u00fczerine uygulanacak kampanya kapsam\u0131nda, TOK\u0130\u2019den konut veya i\u015f yeri sat\u0131n alan ve halen bor\u00e7 \u00f6demesi devam eden hak sahiplerine erken \u00f6deme f\u0131rsat\u0131 sa\u011flanacak.<\/p>\n

Borcunun tamam\u0131n\u0131 pe\u015fin olarak \u00f6deyip tapusunu almak isteyen vatanda\u015flar\u0131n, bor\u00e7 kapatma tarihinde hesaplanan mevcut bor\u00e7 bakiyelerine y\u00fczde 25 indirim<\/strong> uygulanacak.<\/p>\n

Ba\u015fvurular 19 Ekim\u2019e kadar yap\u0131labilecek<\/h2>\n

Kampanyadan yararlanmak isteyen konut ve i\u015f yeri al\u0131c\u0131lar\u0131, 22 Eyl\u00fcl ile 19 Ekim 2026 tarihleri aras\u0131nda<\/strong> sat\u0131\u015f i\u015flemlerinin ger\u00e7ekle\u015ftirildi\u011fi bankalara ba\u015fvurabilecek.<\/p>\n

Hak sahipleri, ba\u015fvuru s\u00fcrecinde bor\u00e7 kapatma tarihi itibar\u0131yla hesaplanacak g\u00fcncel bor\u00e7 bakiyelerini de s\u00f6zle\u015fmelerini imzalad\u0131klar\u0131 bankalardan \u00f6\u011frenebilecek.<\/p>\n

Belirlenen s\u00fcrenin sona ermesinin ard\u0131ndan ger\u00e7ekle\u015ftirilecek bor\u00e7 kapatma i\u015flemlerinde y\u00fczde 25 indirim uygulanmayacak.<\/p>\n

Borcun tamam\u0131n\u0131 kapatamayanlara da indirim imkan\u0131<\/h2>\n

Kampanya yaln\u0131zca borcunun tamam\u0131n\u0131 \u00f6deyebilecek vatanda\u015flar\u0131 kapsam\u0131yor.<\/p>\n

TOK\u0130, kalan borcun tamam\u0131n\u0131 kapatamayacak konut ve i\u015f yeri al\u0131c\u0131lar\u0131na da k\u0131smi \u00f6deme yoluyla indirimden yararlanma imkan\u0131<\/strong> sa\u011flayacak.<\/p>\n

Buna g\u00f6re hak sahibinin kalan bor\u00e7 bakiyesinin en az y\u00fczde 25\u2019ini pe\u015fin olarak \u00f6demesi<\/strong> gerekiyor. Bu \u015fart\u0131 sa\u011flayan vatanda\u015f\u0131n yapt\u0131\u011f\u0131 pe\u015fin \u00f6deme tutar\u0131na y\u00fczde 25 indirim uygulanacak.<\/p>\n

\u00d6rne\u011fin 1 milyon lira borcu bulunan bir hak sahibinin kampanyadan k\u0131smi olarak yararlanabilmesi i\u00e7in en az 250 bin liral\u0131k borcu i\u00e7in pe\u015fin \u00f6deme yapmas\u0131 gerekecek. \u0130ndirim, kampanya \u015fartlar\u0131n\u0131 kar\u015f\u0131layan pe\u015fin \u00f6deme tutar\u0131 \u00fczerinden hesaplanacak.<\/p>\n

Yakla\u015f\u0131k 228 bin al\u0131c\u0131n\u0131n yararlanmas\u0131 bekleniyor<\/h2>\n

TOK\u0130 taraf\u0131ndan y\u00fcr\u00fct\u00fclecek kampanyan\u0131n yakla\u015f\u0131k 228 bin konut ve i\u015f yeri al\u0131c\u0131s\u0131n\u0131<\/strong> ilgilendirdi\u011fi \u00f6ng\u00f6r\u00fcl\u00fcyor.<\/p>\n

Ancak kampanyadan b\u00fct\u00fcn TOK\u0130 al\u0131c\u0131lar\u0131 yararlanamayacak. Ba\u015fvuracak vatanda\u015flar\u0131n belirlenen tarih ve \u00f6deme ko\u015fullar\u0131n\u0131 kar\u015f\u0131lamas\u0131 gerekiyor.<\/p>\n

Kimler y\u00fczde 25 indirimden yararlanabilecek?<\/h2>\n

Kampanyadan, geri \u00f6deme taksitleri en ge\u00e7 Haziran 2025 sonuna kadar ba\u015flam\u0131\u015f<\/strong> konut ve i\u015f yeri al\u0131c\u0131lar\u0131 yararlanabilecek.<\/p>\n

Ba\u015fvuru s\u0131ras\u0131nda ayr\u0131ca \u015fu \u015fartlar aranacak:<\/p>\n

    \n
  • Borcun kapat\u0131laca\u011f\u0131 aya ait taksidin \u00f6denmi\u015f olmas\u0131,<\/li>\n
  • Ge\u00e7mi\u015f d\u00f6nemlere ait \u00f6denmemi\u015f taksit bulunmamas\u0131,<\/li>\n
  • Emlak vergisi borcunun bulunmamas\u0131,<\/li>\n
  • Kalan taksit say\u0131s\u0131n\u0131n 12 aydan fazla olmas\u0131.<\/li>\n<\/ul>\n

    Buna g\u00f6re 12 ay veya daha az taksiti kalan<\/strong> konut ve i\u015f yeri al\u0131c\u0131lar\u0131 kampanyaya dahil edilmeyecek.<\/p>\n

    Tapusunu almak isteyenler i\u00e7in \u00f6nemli f\u0131rsat<\/h2>\n

    Kat m\u00fclkiyeti kurulmu\u015f TOK\u0130 projelerinde kampanyadan yararlanarak borcunun tamam\u0131n\u0131 kapatan vatanda\u015flara tapular\u0131 teslim edilecek.<\/p>\n

    Borcunu kapatarak tapusunu almak isteyen hak sahiplerinin bankaya ba\u015fvururken baz\u0131 belgeleri de yan\u0131nda bulundurmas\u0131 gerekecek.<\/p>\n

    Ba\u015fvuru s\u0131ras\u0131nda ilgili belediyeden al\u0131nacak emlak beyan de\u011ferini g\u00f6steren belge<\/strong> ile Zorunlu Deprem Sigortas\u0131 poli\u00e7esi<\/strong> istenecek.<\/p>\n

    Bu nedenle ba\u015fvuruda bulunacak vatanda\u015flar\u0131n banka i\u015flemleri \u00f6ncesinde gerekli belgeleri haz\u0131rlamas\u0131 \u00f6nem ta\u015f\u0131yor.<\/p>\n

    Bor\u00e7 kapatmak i\u00e7in konut kredisi kullan\u0131labilecek<\/h2>\n

    Kampanyada dikkat \u00e7eken bir ba\u015fka imkan ise kredi kullan\u0131m\u0131 olacak.<\/p>\n

    TOK\u0130\u2019den konut veya i\u015f yeri alan vatanda\u015flar, y\u00fczde 25 indirimden yararlanarak bor\u00e7 bakiyelerini kapatmak i\u00e7in gayrimenkul sat\u0131\u015f s\u00f6zle\u015fmesini imzalad\u0131klar\u0131 arac\u0131 bankalardan konut kredisi kullanabilecek<\/strong>.<\/p>\n

    B\u00f6ylece yeterli nakdi bulunmayan ancak erken \u00f6deme indiriminden yararlanmak isteyen hak sahipleri, bankalar\u0131n kredi ko\u015fullar\u0131n\u0131 kar\u015f\u0131lamalar\u0131 halinde finansman kullanarak TOK\u0130 bor\u00e7lar\u0131n\u0131 kapatabilecek.<\/p>\n

    TOK\u0130 y\u00fczde 25 indirim kampanyas\u0131n\u0131n takvimi<\/h2>\n
    \n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n
    Ba\u015fl\u0131k<\/th>\nAyr\u0131nt\u0131<\/th>\n<\/tr>\n<\/thead>\n
    Kampanya ba\u015flang\u0131c\u0131<\/td>\n22 Eyl\u00fcl 2026 Sal\u0131<\/strong><\/td>\n<\/tr>\n
    Son ba\u015fvuru tarihi<\/td>\n19 Ekim 2026<\/strong><\/td>\n<\/tr>\n
    \u0130ndirim oran\u0131<\/td>\nY\u00fczde 25<\/strong><\/td>\n<\/tr>\n
    Tam bor\u00e7 kapatma<\/td>\nMevcut bor\u00e7 bakiyesine y\u00fczde 25 indirim<\/td>\n<\/tr>\n
    K\u0131smi \u00f6deme<\/td>\nBorcun en az y\u00fczde 25\u2019i \u00f6denmeli<\/td>\n<\/tr>\n
    Kapsam<\/td>\nYakla\u015f\u0131k 228 bin konut ve i\u015f yeri al\u0131c\u0131s\u0131<\/strong><\/td>\n<\/tr>\n
    Taksit ba\u015flang\u0131\u00e7 \u015fart\u0131<\/td>\nEn ge\u00e7 Haziran 2025 sonu<\/strong><\/td>\n<\/tr>\n
    Kalan taksit \u015fart\u0131<\/td>\n12 aydan fazla<\/strong><\/td>\n<\/tr>\n
    Ba\u015fvuru yeri<\/td>\nSat\u0131\u015f s\u00f6zle\u015fmesinin imzaland\u0131\u011f\u0131 banka<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

    19 Ekim\u2019den sonra indirim uygulanmayacak<\/h2>\n

    TOK\u0130\u2019nin belirledi\u011fi kampanya takvimi a\u00e7\u0131s\u0131ndan son ba\u015fvuru tarihi \u00f6nem ta\u015f\u0131yor.<\/p>\n

    Hak sahiplerinin y\u00fczde 25 indirimden yararlanabilmek i\u00e7in bor\u00e7 kapatma veya k\u0131smi \u00f6deme i\u015flemlerini 19 Ekim 2026\u2019ya kadar<\/strong> tamamlamas\u0131 gerekiyor.<\/p>\n

    Kampanyan\u0131n sona ermesinin ard\u0131ndan yap\u0131lacak tam bor\u00e7 kapatma veya k\u0131smi pe\u015fin \u00f6demelerde y\u00fczde 25 indirim uygulanmayacak<\/strong>.<\/p>\n

    Bu nedenle kampanyaya kat\u0131lmak isteyen vatanda\u015flar\u0131n \u00f6ncelikle s\u00f6zle\u015fmelerinin bulundu\u011fu bankadan g\u00fcncel bor\u00e7 bakiyelerini \u00f6\u011frenmesi, \u00f6deme ve tapu i\u015flemlerinde gerekli belgeleri haz\u0131rlamas\u0131 gerekiyor.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131, geri \u00f6demesi devam eden konut ve i\u015f yeri al\u0131c\u0131lar\u0131na y\u00f6nelik y\u00fczde 25 indirim kampanyas\u0131n\u0131 22 Eyl\u00fcl Sal\u0131 g\u00fcn\u00fc ba\u015flatacak. Borcunun tamam\u0131n\u0131 pe\u015fin kapatanlara mevcut bor\u00e7 bakiyesi \u00fczerinden y\u00fczde 25 indirim uygulanacak. Borcun tamam\u0131n\u0131 kapatamayacak vatanda\u015flar da belirlenen \u015fartlarla k\u0131smi \u00f6deme yaparak indirimden yararlanabilecek. Kampanyan\u0131n 19 Ekim\u2019e kadar s\u00fcrece\u011fi ve yakla\u015f\u0131k 228 bin konut ile i\u015f yeri al\u0131c\u0131s\u0131n\u0131 kapsayaca\u011f\u0131 bildirildi.<\/p>\n","protected":false},"author":2,"featured_media":28965,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[15909,795,15908],"class_list":["post-51136","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-konutkampanyasi","tag-toki","tag-yuzde25indirim"],"yoast_head":"\nTOK\u0130\u2019nin y\u00fczde 25 indirim kampanyas\u0131 22 Eyl\u00fcl\u2019de ba\u015fl\u0131yor - Merceknet Haber<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merceknet.com\/tr\/2026\/09\/20\/tokinin-yuzde-25-indirim-kampanyasi-22-eylulde-basliyor\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TOK\u0130\u2019nin y\u00fczde 25 indirim kampanyas\u0131 22 Eyl\u00fcl\u2019de ba\u015fl\u0131yor - Merceknet Haber\" \/>\n<meta property=\"og:description\" content=\"Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131, geri \u00f6demesi devam eden konut ve i\u015f yeri al\u0131c\u0131lar\u0131na y\u00f6nelik y\u00fczde 25 indirim kampanyas\u0131n\u0131 22 Eyl\u00fcl Sal\u0131 g\u00fcn\u00fc ba\u015flatacak. 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