{"id":47846,"date":"2026-09-02T14:50:35","date_gmt":"2026-09-02T11:50:35","guid":{"rendered":"https:\/\/www.merceknet.com\/tr\/?p=47846"},"modified":"2026-09-02T14:50:35","modified_gmt":"2026-09-02T11:50:35","slug":"tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor","status":"publish","type":"post","link":"https:\/\/www.merceknet.com\/tr\/2026\/09\/02\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\/","title":{"rendered":"TCMB\u2019den dikkat \u00e7eken kira analizi: Deprem konutlar\u0131 artt\u0131k\u00e7a kira enflasyonu yava\u015fl\u0131yor"},"content":{"rendered":"

T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131, konut arz\u0131ndaki de\u011fi\u015fimin kira enflasyonu \u00fczerindeki etkilerine ili\u015fkin dikkat \u00e7ekici bir analiz yay\u0131mlad\u0131.<\/p>\n

TCMB\u2019de ara\u015ft\u0131rmac\u0131 olarak g\u00f6rev yapan Ali Arda Dalse\u00e7kin, S\u00fcreyya G\u00fcder K\u00f6\u015fgero\u011flu ve Muhammed Hamza Kayr\u0131c\u0131<\/strong> taraf\u0131ndan haz\u0131rlanan \u201cDeprem B\u00f6lgesi Konut Arz\u0131 ve B\u00f6lgesel Kira Enflasyonu Geli\u015fmeleri\u201d ba\u015fl\u0131kl\u0131 \u00e7al\u0131\u015fmada, 6 \u015eubat 2023 depremlerinin ard\u0131ndan ya\u015fanan konut kayb\u0131ndan yeniden imar s\u00fcrecine, g\u00f6\u00e7 hareketlerinden b\u00f6lgesel kira art\u0131\u015flar\u0131na kadar ge\u00e7en d\u00f6nem incelendi.<\/p>\n

Analizde, dezenflasyon s\u00fcrecinde en fazla kat\u0131l\u0131k g\u00f6steren kalemlerden birinin kira oldu\u011funa dikkat \u00e7ekilirken, 6 \u015eubat depremlerinin kira piyasas\u0131nda olu\u015fturdu\u011fu etkinin yaln\u0131zca afet b\u00f6lgesiyle s\u0131n\u0131rl\u0131 kalmad\u0131\u011f\u0131 ortaya konuldu.<\/p>\n

\"\"<\/p>\n

Deprem konut stokunu azaltt\u0131, kiralar\u0131 h\u0131zla y\u00fckseltti<\/h2>\n

6 \u015eubat 2023 depremleri sonras\u0131nda afet b\u00f6lgesinde konut stokunun \u00f6nemli \u00f6l\u00e7\u00fcde azalmas\u0131, kiral\u0131k konut arz\u0131nda ciddi daralmaya yol a\u00e7t\u0131.<\/p>\n

TCMB ara\u015ft\u0131rmac\u0131lar\u0131n\u0131n de\u011ferlendirmesine g\u00f6re bu geli\u015fme, deprem illerindeki kira fiyatlar\u0131n\u0131n h\u0131zl\u0131 \u015fekilde y\u00fckselmesinde \u00f6nemli rol oynad\u0131.<\/p>\n

Ancak depremin konut ve kira piyasas\u0131na etkisi afet b\u00f6lgesinin s\u0131n\u0131rlar\u0131n\u0131 a\u015ft\u0131.<\/p>\n

Deprem sonras\u0131nda b\u00f6lgeden di\u011fer \u015fehirlere ger\u00e7ekle\u015fen yo\u011fun g\u00f6\u00e7 hareketleri, g\u00f6\u00e7 alan illerde kiral\u0131k konuta y\u00f6nelik talebi art\u0131r\u0131rken bu \u015fehirlerde de kira fiyatlar\u0131n\u0131n y\u00fckselmesine neden oldu.<\/p>\n

\"\"<\/p>\n

Depremden g\u00f6\u00e7 alan illerde kiralar daha fazla artt\u0131<\/h2>\n

Analizde, Akg\u00fcnd\u00fcz ve Kayr\u0131c\u0131 taraf\u0131ndan 2026 y\u0131l\u0131nda ger\u00e7ekle\u015ftirilen bir \u00e7al\u0131\u015fman\u0131n sonu\u00e7lar\u0131na da yer verildi.<\/p>\n

\u00c7al\u0131\u015fmaya g\u00f6re depremin kira fiyatlar\u0131 \u00fczerindeki dolayl\u0131 etkisinin T\u00fcrkiye genelinde ayn\u0131 olmad\u0131\u011f\u0131 belirlendi.<\/p>\n

\u00d6zellikle deprem b\u00f6lgesine co\u011frafi olarak yak\u0131n olan veya ge\u00e7mi\u015f y\u0131llarda deprem illeriyle g\u00fc\u00e7l\u00fc g\u00f6\u00e7 ili\u015fkilerine sahip \u015fehirlerde kira art\u0131\u015flar\u0131n\u0131n daha y\u00fcksek oldu\u011fu tespit edildi.<\/p>\n

Bu kapsamda depremden kira piyasas\u0131 a\u00e7\u0131s\u0131ndan \u00f6nemli \u00f6l\u00e7\u00fcde etkilenen iller \u015f\u00f6yle s\u0131raland\u0131:<\/p>\n

Ankara, Antalya, Ayd\u0131n, Batman, Bursa, Karaman, Kayseri, Konya, Manisa, Mardin, Mersin, Mu\u011fla, Ni\u011fde, Sivas ve Van.<\/strong><\/p>\n

B\u00f6ylece Konya ve Karaman’\u0131n da 6 \u015eubat depremlerinin kira piyasas\u0131na dolayl\u0131 etkisinin belirgin bi\u00e7imde hissedildi\u011fi \u015fehirler aras\u0131nda bulundu\u011fu<\/strong> ortaya konuldu.<\/p>\n

\"\"<\/p>\n

Konut arz\u0131nda devreye kamu girdi<\/h2>\n

Depremin neden oldu\u011fu konut kayb\u0131n\u0131n giderilmesi amac\u0131yla afet b\u00f6lgesinde geni\u015f \u00e7apl\u0131 bir yeniden imar s\u00fcreci ba\u015flat\u0131ld\u0131.<\/p>\n

\u00d6zellikle Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131 (TOK\u0130) \u00f6nc\u00fcl\u00fc\u011f\u00fcnde ger\u00e7ekle\u015ftirilen projelerle deprem konutlar\u0131n\u0131n yap\u0131m\u0131 h\u0131zland\u0131r\u0131ld\u0131.<\/p>\n

TCMB analizinde yer alan verilere g\u00f6re, tamamlanan deprem konutlar\u0131n\u0131n say\u0131s\u0131 2025 y\u0131l\u0131 ba\u015f\u0131nda yakla\u015f\u0131k 201 bin seviyesindeyken y\u0131l sonunda yakla\u015f\u0131k 434 bine y\u00fckseldi.<\/strong><\/p>\n

Konut \u00fcretimindeki art\u0131\u015f\u0131n boyutu, TOK\u0130’nin deprem \u00f6ncesindeki \u00fcretim performans\u0131yla kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda daha net ortaya \u00e7\u0131k\u0131yor.<\/p>\n

TOK\u0130’nin deprem \u00f6ncesindeki \u00fc\u00e7 y\u0131ll\u0131k d\u00f6nemde T\u00fcrkiye genelinde \u00fcretti\u011fi konut say\u0131s\u0131n\u0131n yakla\u015f\u0131k 213 bin<\/strong> oldu\u011fu belirtilirken, yaln\u0131zca deprem b\u00f6lgesindeki yeniden yap\u0131lanma kapsam\u0131nda 2025 y\u0131l\u0131 sonuna kadar tamamlanan konut say\u0131s\u0131n\u0131n bunun iki kat\u0131n\u0131 a\u015fmas\u0131 dikkat \u00e7ekti.<\/p>\n

\n
\n\n\n\n\n\n\n\n\n\n
G\u00f6sterge<\/th>\nRakam<\/th>\n<\/tr>\n<\/thead>\n
2025 ba\u015f\u0131nda tamamlanan deprem konutlar\u0131<\/td>\nYakla\u015f\u0131k 201 bin<\/td>\n<\/tr>\n
2025 sonunda tamamlanan deprem konutlar\u0131<\/td>\nYakla\u015f\u0131k 434 bin<\/td>\n<\/tr>\n
TOK\u0130’nin deprem \u00f6ncesindeki 3 y\u0131ll\u0131k konut \u00fcretimi<\/td>\nYakla\u015f\u0131k 213 bin<\/td>\n<\/tr>\n
Deprem b\u00f6lgesinin yap\u0131 kullan\u0131m izinlerindeki deprem \u00f6ncesi pay\u0131<\/td>\nYakla\u015f\u0131k y\u00fczde 12<\/td>\n<\/tr>\n
Deprem b\u00f6lgesinin 2025’teki pay\u0131<\/td>\nY\u00fczde 20’nin \u00fczerinde<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Yap\u0131 kullan\u0131m izinlerinde deprem b\u00f6lgesinin pay\u0131 y\u00fczde 20’yi ge\u00e7ti<\/h2>\n

Yeniden imar faaliyetlerinin olu\u015fturdu\u011fu konut arz\u0131 art\u0131\u015f\u0131, yaln\u0131zca tamamlanan TOK\u0130 konutlar\u0131nda de\u011fil, yap\u0131 kullan\u0131m izinlerinde de g\u00f6r\u00fcld\u00fc.<\/p>\n

Deprem b\u00f6lgesinin T\u00fcrkiye genelindeki yap\u0131 kullan\u0131m izinlerinden ald\u0131\u011f\u0131 pay\u0131n afet \u00f6ncesinde ortalama y\u00fczde 12 civar\u0131nda<\/strong> oldu\u011fu belirtilirken, bu oran 2025 y\u0131l\u0131nda y\u00fczde 20’nin \u00fczerine \u00e7\u0131kt\u0131.<\/strong><\/p>\n

Bu geli\u015fme, afet b\u00f6lgesinde konut stokunun yeniden olu\u015fturulmas\u0131na y\u00f6nelik \u00e7al\u0131\u015fmalar\u0131n ula\u015ft\u0131\u011f\u0131 \u00f6l\u00e7e\u011fi ortaya koyan g\u00f6stergelerden biri olarak de\u011ferlendirildi.<\/p>\n

\"\"<\/h2>\n

Konut teslimleri h\u0131zland\u0131, kira enflasyonu yava\u015flamaya ba\u015flad\u0131<\/h2>\n

TCMB ara\u015ft\u0131rmac\u0131lar\u0131 daha sonra konut arz\u0131ndaki bu g\u00fc\u00e7l\u00fc art\u0131\u015f\u0131n kira fiyatlar\u0131na nas\u0131l yans\u0131d\u0131\u011f\u0131n\u0131 inceledi.<\/p>\n

\u0130ller \u00fc\u00e7 ayr\u0131 grupta de\u011ferlendirildi:<\/p>\n

    \n
  • Deprem b\u00f6lgesindeki iller,<\/li>\n
  • Deprem nedeniyle kira fiyatlar\u0131n\u0131n belirgin \u015fekilde etkilendi\u011fi iller,<\/li>\n
  • Di\u011fer iller.<\/li>\n<\/ul>\n

    \u00c7evrim i\u00e7i kiral\u0131k konut ilan fiyatlar\u0131ndan yararlan\u0131larak ger\u00e7ekle\u015ftirilen kar\u015f\u0131la\u015ft\u0131rmada dikkat \u00e7ekici sonu\u00e7lara ula\u015f\u0131ld\u0131.<\/p>\n

    Deprem illerinde kira enflasyonu 2023 ve 2024 y\u0131llar\u0131nda di\u011fer iki \u015fehir grubunun belirgin \u015fekilde \u00fczerinde<\/strong> ger\u00e7ekle\u015fti.<\/p>\n

    Ancak deprem konutlar\u0131n\u0131n tesliminin h\u0131z kazand\u0131\u011f\u0131 2025 y\u0131l\u0131ndan itibaren kira enflasyonunda yava\u015flama ba\u015flad\u0131.<\/strong><\/p>\n

    TCMB ara\u015ft\u0131rmac\u0131lar\u0131n\u0131n de\u011ferlendirmesine g\u00f6re bu tablo, deprem nedeniyle konut arz\u0131n\u0131n azalmas\u0131yla h\u0131zlanan kira art\u0131\u015flar\u0131n\u0131n, yeni konutlar\u0131n piyasaya girmesiyle birlikte ivme kaybetti\u011fine i\u015faret ediyor.<\/p>\n

    \"\"<\/p>\n

    2026’da dikkat \u00e7eken yeni tablo<\/h2>\n

    Analizin en dikkat \u00e7ekici sonu\u00e7lar\u0131ndan biri ise kira enflasyonundaki de\u011fi\u015fimin yaln\u0131zca deprem b\u00f6lgesinde g\u00f6r\u00fclmemesi oldu.<\/p>\n

    Deprem nedeniyle g\u00f6\u00e7 alan ve kira fiyatlar\u0131 dolayl\u0131 \u015fekilde etkilenen illerde kira enflasyonu 2024 ve 2025 y\u0131llar\u0131nda di\u011fer \u015fehirlerle yak\u0131n seviyelerde seyretti.<\/p>\n

    Ancak 2026 y\u0131l\u0131nda bu illerde kira enflasyonunun di\u011fer illere g\u00f6re belirgin bi\u00e7imde daha d\u00fc\u015f\u00fck ger\u00e7ekle\u015fti\u011fi<\/strong> tespit edildi.<\/p>\n

    Bu kategoride Konya ve Karaman’\u0131n yan\u0131 s\u0131ra Ankara, Antalya, Ayd\u0131n, Batman, Bursa, Kayseri, Manisa, Mardin, Mersin, Mu\u011fla, Ni\u011fde, Sivas ve Van<\/strong> bulunuyor.<\/p>\n

    Konya ve Karaman a\u00e7\u0131s\u0131ndan neden \u00f6nemli?<\/h2>\n

    TCMB ara\u015ft\u0131rmac\u0131lar\u0131 bu geli\u015fmenin alt\u0131nda geri g\u00f6\u00e7 hareketinin<\/strong> bulunabilece\u011fini de\u011ferlendiriyor.<\/p>\n

    Deprem sonras\u0131nda afet b\u00f6lgesinden ayr\u0131lan vatanda\u015flar\u0131n bir b\u00f6l\u00fcm\u00fc Konya, Karaman ve di\u011fer \u015fehirlere yerle\u015fmi\u015f, bu durum s\u00f6z konusu kentlerde kiral\u0131k konut talebini art\u0131rm\u0131\u015ft\u0131.<\/p>\n

    Deprem b\u00f6lgesinde yeni konutlar\u0131n teslim edilmesi ve ya\u015fam alanlar\u0131n\u0131n yeniden olu\u015fturulmas\u0131yla birlikte vatanda\u015flar\u0131n kademeli \u015fekilde memleketlerine d\u00f6nmesinin, g\u00f6\u00e7 alan kentlerdeki kiral\u0131k konut talebini azalt\u0131yor olabilece\u011fi de\u011ferlendiriliyor.<\/p>\n

    Dolay\u0131s\u0131yla deprem b\u00f6lgesinde yap\u0131lan yeni konutlar\u0131n kira piyasas\u0131na etkisi yaln\u0131zca Hatay, Kahramanmara\u015f, Ad\u0131yaman veya Malatya gibi do\u011frudan afet ya\u015fayan \u015fehirlerde de\u011fil, Konya ve Karaman gibi deprem sonras\u0131nda g\u00f6\u00e7 alan kentlerde de hissediliyor.<\/strong><\/p>\n

    Geri d\u00f6n\u00fc\u015fler konut teslimlerinden daha ge\u00e7 ger\u00e7ekle\u015febilir<\/h2>\n

    TCMB analizinde geri g\u00f6\u00e7 s\u00fcrecinin bir anda ger\u00e7ekle\u015fmesinin beklenmemesi gerekti\u011fine de i\u015faret edildi.<\/p>\n

    Bir konutun tamamlanmas\u0131yla bir hanenin deprem b\u00f6lgesine geri d\u00f6nme karar\u0131 ayn\u0131 anda ger\u00e7ekle\u015fmeyebiliyor.<\/p>\n

    Ailelerin e\u011fitim, \u00e7al\u0131\u015fma hayat\u0131, \u00e7ocuklar\u0131n d\u00fczeni, sosyal \u00e7evre ve di\u011fer ekonomik \u015fartlar\u0131 geri d\u00f6n\u00fc\u015f karar\u0131n\u0131n zamanlamas\u0131n\u0131 etkileyebiliyor.<\/p>\n

    Bu nedenle deprem b\u00f6lgesindeki konut arz\u0131 art\u0131\u015f\u0131n\u0131n g\u00f6\u00e7 alan \u015fehirlerin kira piyasas\u0131na etkisinin gecikmeli \u015fekilde ortaya \u00e7\u0131kabilece\u011fi<\/strong> de\u011ferlendiriliyor.<\/p>\n

    2026 y\u0131l\u0131nda dolayl\u0131 etkilenen \u015fehirlerde kira enflasyonunun daha d\u00fc\u015f\u00fck seyretmesi de bu gecikmeli etkinin g\u00f6r\u00fcn\u00fcr hale gelmeye ba\u015flad\u0131\u011f\u0131 \u015feklinde yorumland\u0131.<\/p>\n

    \u0130n\u015faat kapasitesi art\u0131k deprem b\u00f6lgesi d\u0131\u015f\u0131na y\u00f6neliyor<\/h2>\n

    Ara\u015ft\u0131rmada \u00f6n\u00fcm\u00fczdeki d\u00f6neme ili\u015fkin \u00f6nemli bir ba\u015fka g\u00f6sterge olarak in\u015faat sekt\u00f6r\u00fc istihdam\u0131ndaki de\u011fi\u015fime dikkat \u00e7ekildi.<\/p>\n

    Deprem konutu projelerinin b\u00fcy\u00fck \u00f6l\u00e7\u00fcde tamamlanmaya ba\u015flamas\u0131yla birlikte afet b\u00f6lgesinde in\u015faat sekt\u00f6r\u00fc istihdam\u0131nda gerileme g\u00f6r\u00fcl\u00fcrken, deprem b\u00f6lgesinin d\u0131\u015f\u0131ndaki \u015fehirlerde in\u015faat istihdam\u0131n\u0131n h\u0131zl\u0131 bi\u00e7imde artt\u0131\u011f\u0131<\/strong> belirtildi.<\/p>\n

    Bu geli\u015fme, son birka\u00e7 y\u0131lda afet b\u00f6lgesinde yo\u011funla\u015fan in\u015faat kapasitesinin T\u00fcrkiye’nin di\u011fer b\u00f6lgelerine do\u011fru kaymaya ba\u015flad\u0131\u011f\u0131na i\u015faret ediyor.<\/p>\n

    TCMB ara\u015ft\u0131rmac\u0131lar\u0131na g\u00f6re bu y\u00f6n de\u011fi\u015fimi, konut arz\u0131nda ya\u015fanan art\u0131\u015f\u0131n ilerleyen d\u00f6nemde daha geni\u015f bir co\u011frafyaya yay\u0131lmas\u0131 bak\u0131m\u0131ndan \u00f6nem ta\u015f\u0131yor.<\/p>\n

    Konut arz\u0131ndaki art\u0131\u015f kiralar\u0131 bask\u0131layabilir<\/h2>\n

    Analizin ortaya koydu\u011fu temel sonu\u00e7lardan biri de konut arz\u0131 ile kira enflasyonu aras\u0131ndaki g\u00fc\u00e7l\u00fc ili\u015fki oldu.<\/p>\n

    6 \u015eubat depremleriyle birlikte konut stokunun aniden azalmas\u0131, bir taraftan afet illerinde kira fiyatlar\u0131n\u0131 art\u0131r\u0131rken di\u011fer taraftan g\u00f6\u00e7 alan \u015fehirlerde talep bask\u0131s\u0131 olu\u015fturdu.<\/p>\n

    Ancak kamu \u00f6nc\u00fcl\u00fc\u011f\u00fcnde ger\u00e7ekle\u015ftirilen b\u00fcy\u00fck \u00f6l\u00e7ekli konut \u00fcretiminin ard\u0131ndan bu s\u00fcre\u00e7 ters y\u00f6nde i\u015flemeye ba\u015flad\u0131.<\/p>\n

    Yeni konutlar\u0131n teslim edilmesi deprem b\u00f6lgesindeki arz a\u00e7\u0131\u011f\u0131n\u0131 azalt\u0131rken, geri g\u00f6\u00e7 hareketlerinin de daha \u00f6nce g\u00f6\u00e7 alan \u015fehirlerdeki talep bask\u0131s\u0131n\u0131 hafifletebilece\u011fi de\u011ferlendiriliyor.<\/p>\n

    TCMB ara\u015ft\u0131rmac\u0131lar\u0131: Etki deprem konutlar\u0131n\u0131n teslimiyle s\u0131n\u0131rl\u0131 kalmayabilir<\/h2>\n

    \u00c7al\u0131\u015fmada \u00f6n\u00fcm\u00fczdeki d\u00f6neme ili\u015fkin beklentiler de ortaya konuldu.<\/p>\n

    Deprem b\u00f6lgesindeki konut arz\u0131ndaki art\u0131\u015f\u0131n hem do\u011frudan deprem ya\u015fayan illerde hem de g\u00f6\u00e7 yoluyla dolayl\u0131 bi\u00e7imde etkilenen \u015fehirlerde kira art\u0131\u015flar\u0131n\u0131 bask\u0131lamaya devam edebilece\u011fi de\u011ferlendirildi.<\/p>\n

    Geri g\u00f6\u00e7 s\u00fcrecinin zamana yay\u0131lmas\u0131 ve in\u015faat kapasitesinin T\u00fcrkiye’nin di\u011fer \u015fehirlerine y\u00f6nelmesi nedeniyle yeniden imar \u00e7al\u0131\u015fmalar\u0131n\u0131n kira enflasyonu \u00fczerindeki etkisinin yaln\u0131zca deprem konutlar\u0131n\u0131n teslim edildi\u011fi d\u00f6nemle s\u0131n\u0131rl\u0131 kalmayabilece\u011fine i\u015faret edildi.<\/p>\n

    Analizin genel sonucunda, konut arz\u0131ndaki iyile\u015fmenin \u00f6n\u00fcm\u00fczdeki d\u00f6nemde kira enflasyonundaki yava\u015flamay\u0131 destekleyen temel unsurlardan biri olabilece\u011fi<\/strong> vurguland\u0131.<\/p>\n

    6 \u015eubat depremlerinden sonra ortaya \u00e7\u0131kan tablo, konut arz\u0131n\u0131n yaln\u0131zca bar\u0131nma a\u00e7\u0131s\u0131ndan de\u011fil, enflasyonla m\u00fccadele bak\u0131m\u0131ndan da kritik \u00f6neme sahip oldu\u011funu bir kez daha ortaya koydu.<\/p>\n","protected":false},"excerpt":{"rendered":"

    T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) ara\u015ft\u0131rmac\u0131lar\u0131, 6 \u015eubat 2023 depremleri sonras\u0131nda konut arz\u0131 ile kira enflasyonundaki de\u011fi\u015fimi mercek alt\u0131na ald\u0131. Analize g\u00f6re deprem nedeniyle b\u00fcy\u00fck \u00f6l\u00e7\u00fcde azalan konut stoku, hem afet b\u00f6lgesinde hem de g\u00f6\u00e7 alan \u015fehirlerde kiralar\u0131 h\u0131zla y\u00fckseltti. Kamu \u00f6nc\u00fcl\u00fc\u011f\u00fcndeki yeniden imar \u00e7al\u0131\u015fmalar\u0131yla tamamlanan deprem konutlar\u0131n\u0131n say\u0131s\u0131n\u0131n 2025 sonunda yakla\u015f\u0131k 434 bine ula\u015fmas\u0131 ise tabloyu tersine \u00e7evirmeye ba\u015flad\u0131. Kira art\u0131\u015flar\u0131nda \u00f6zellikle 2025\u2019ten itibaren belirgin bir yava\u015flama g\u00f6zlenirken, Konya ve Karaman\u2019\u0131n da aralar\u0131nda bulundu\u011fu depremden dolayl\u0131 etkilenen 15 ilde 2026 y\u0131l\u0131nda kira enflasyonunun di\u011fer illerin alt\u0131nda ger\u00e7ekle\u015fmesi dikkat \u00e7ekti.<\/p>\n","protected":false},"author":2,"featured_media":47852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,3483],"tags":[1099,1603,39],"class_list":["post-47846","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-4-bolge","tag-depremkonutlari","tag-kiraenflasyonu","tag-konya"],"yoast_head":"\nTCMB\u2019den dikkat \u00e7eken kira analizi: Deprem konutlar\u0131 artt\u0131k\u00e7a kira enflasyonu yava\u015fl\u0131yor - Merceknet Haber<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merceknet.com\/tr\/2026\/09\/02\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TCMB\u2019den dikkat \u00e7eken kira analizi: Deprem konutlar\u0131 artt\u0131k\u00e7a kira enflasyonu yava\u015fl\u0131yor - Merceknet Haber\" \/>\n<meta property=\"og:description\" content=\"T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) ara\u015ft\u0131rmac\u0131lar\u0131, 6 \u015eubat 2023 depremleri sonras\u0131nda konut arz\u0131 ile kira enflasyonundaki de\u011fi\u015fimi mercek alt\u0131na ald\u0131. Analize g\u00f6re deprem nedeniyle b\u00fcy\u00fck \u00f6l\u00e7\u00fcde azalan konut stoku, hem afet b\u00f6lgesinde hem de g\u00f6\u00e7 alan \u015fehirlerde kiralar\u0131 h\u0131zla y\u00fckseltti. Kamu \u00f6nc\u00fcl\u00fc\u011f\u00fcndeki yeniden imar \u00e7al\u0131\u015fmalar\u0131yla tamamlanan deprem konutlar\u0131n\u0131n say\u0131s\u0131n\u0131n 2025 sonunda yakla\u015f\u0131k 434 bine ula\u015fmas\u0131 ise tabloyu tersine \u00e7evirmeye ba\u015flad\u0131. Kira art\u0131\u015flar\u0131nda \u00f6zellikle 2025\u2019ten itibaren belirgin bir yava\u015flama g\u00f6zlenirken, Konya ve Karaman\u2019\u0131n da aralar\u0131nda bulundu\u011fu depremden dolayl\u0131 etkilenen 15 ilde 2026 y\u0131l\u0131nda kira enflasyonunun di\u011fer illerin alt\u0131nda ger\u00e7ekle\u015fmesi dikkat \u00e7ekti.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merceknet.com\/tr\/2026\/09\/02\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\/\" \/>\n<meta property=\"og:site_name\" content=\"Merceknet Haber\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/merceknet\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/merceknet\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-02T11:50:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/09\/konut.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1672\" \/>\n\t<meta property=\"og:image:height\" content=\"941\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Hamdi Ba\u011fc\u0131\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/x.com\/merceknethaber\" \/>\n<meta name=\"twitter:site\" content=\"@merceknethaber\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Hamdi Ba\u011fc\u0131\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/09\\\/02\\\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/09\\\/02\\\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\\\/\"},\"author\":{\"name\":\"Hamdi Ba\u011fc\u0131\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#\\\/schema\\\/person\\\/28c60df0a00241899776a580cb9db4f5\"},\"headline\":\"TCMB\u2019den dikkat \u00e7eken kira analizi: Deprem konutlar\u0131 artt\u0131k\u00e7a kira enflasyonu yava\u015fl\u0131yor\",\"datePublished\":\"2026-09-02T11:50:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/09\\\/02\\\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\\\/\"},\"wordCount\":1694,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/09\\\/02\\\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/konut.png\",\"keywords\":[\"DepremKonutlar\u0131\",\"KiraEnflasyonu\",\"Konya\"],\"articleSection\":[\"Ekonomi\",\"G\u00fcndem\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/09\\\/02\\\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/09\\\/02\\\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\\\/\",\"url\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/09\\\/02\\\/tcmbden-dikkat-ceken-kira-analizi-deprem-konutlari-arttikca-kira-enflasyonu-yavasliyor\\\/\",\"name\":\"TCMB\u2019den dikkat \u00e7eken kira analizi: Deprem konutlar\u0131 artt\u0131k\u00e7a kira enflasyonu yava\u015fl\u0131yor - 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