{"id":39288,"date":"2026-07-23T10:58:56","date_gmt":"2026-07-23T07:58:56","guid":{"rendered":"https:\/\/www.merceknet.com\/tr\/?p=39288"},"modified":"2026-07-23T10:58:56","modified_gmt":"2026-07-23T07:58:56","slug":"tuketici-guveni-temmuzda-yukseldi-endeks-898e-cikti","status":"publish","type":"post","link":"https:\/\/www.merceknet.com\/tr\/2026\/07\/23\/tuketici-guveni-temmuzda-yukseldi-endeks-898e-cikti\/","title":{"rendered":"T\u00fcketici g\u00fcveni temmuzda y\u00fckseldi: Endeks 89,8\u2019e \u00e7\u0131kt\u0131"},"content":{"rendered":"

T\u00fcrkiye \u0130statistik Kurumu, Temmuz 2026 T\u00fcketici G\u00fcven Endeksi sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131. T\u00dc\u0130K ve T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 i\u015f birli\u011fiyle y\u00fcr\u00fct\u00fclen t\u00fcketici e\u011filim anketinden hesaplanan endeks, haziran ay\u0131ndaki 87,9 seviyesinden temmuzda 89,8\u2019e \u00e7\u0131kt\u0131.<\/p>\n

B\u00f6ylece t\u00fcketici g\u00fcveni bir ayda 1,9 puan y\u00fckselirken, ayl\u0131k art\u0131\u015f oran\u0131 y\u00fczde 2,2 olarak kay\u0131tlara ge\u00e7ti.<\/p>\n

Temmuz ay\u0131n\u0131n temel g\u00f6stergeleri<\/strong><\/span><\/h2>\n
\n
\n\n\n\n\n\n\n\n\n\n
G\u00f6sterge<\/th>\nHaziran 2026<\/th>\nTemmuz 2026<\/th>\nAyl\u0131k de\u011fi\u015fim<\/th>\n<\/tr>\n<\/thead>\n
T\u00fcketici g\u00fcven endeksi<\/strong><\/td>\n87,9<\/td>\n89,8<\/strong><\/td>\n%2,2 art\u0131\u015f<\/strong><\/td>\n<\/tr>\n
Mevcut d\u00f6nemde hanenin maddi durumu<\/td>\n72,3<\/td>\n74,5<\/strong><\/td>\n%3,0 art\u0131\u015f<\/strong><\/td>\n<\/tr>\n
Gelecek 12 ayl\u0131k hanenin maddi durum beklentisi<\/td>\n89,5<\/td>\n91,4<\/strong><\/td>\n%2,0 art\u0131\u015f<\/strong><\/td>\n<\/tr>\n
Gelecek 12 ayl\u0131k genel ekonomik durum beklentisi<\/td>\n83,9<\/td>\n88,3<\/strong><\/td>\n%5,2 art\u0131\u015f<\/strong><\/td>\n<\/tr>\n
Dayan\u0131kl\u0131 t\u00fcketim mallar\u0131na harcama yapma d\u00fc\u015f\u00fcncesi<\/td>\n105,9<\/td>\n105,1<\/strong><\/td>\n%0,8 azal\u0131\u015f<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Tablo, t\u00fcketici g\u00fcvenini olu\u015fturan d\u00f6rt alt g\u00f6stergeden \u00fc\u00e7\u00fcn\u00fcn y\u00fckseldi\u011fini, yaln\u0131zca dayan\u0131kl\u0131 t\u00fcketim mallar\u0131na y\u00f6nelik harcama d\u00fc\u015f\u00fcncesinin geriledi\u011fini g\u00f6sterdi.<\/p>\n

Genel endeks 90 puana yakla\u015ft\u0131<\/strong><\/span><\/h2>\n

T\u00fcketici g\u00fcven endeksi temmuzda 89,8\u2019e \u00e7\u0131karak 90 puan seviyesine yakla\u015ft\u0131. Buna ra\u011fmen endeks, t\u00fcketici g\u00fcvenindeki iyimser ve k\u00f6t\u00fcmser g\u00f6r\u00fcn\u00fcm\u00fc ay\u0131ran 100 puanl\u0131k e\u015fi\u011fin alt\u0131nda kald\u0131.<\/p>\n

T\u00dc\u0130K\u2019in a\u00e7\u0131klamas\u0131na g\u00f6re t\u00fcketici g\u00fcven endeksi 0 ile 200 aras\u0131nda de\u011fer al\u0131yor. Endeksin 100\u2019den b\u00fcy\u00fck olmas\u0131 iyimser, 100\u2019den k\u00fc\u00e7\u00fck olmas\u0131 ise k\u00f6t\u00fcmser t\u00fcketici g\u00f6r\u00fcn\u00fcm\u00fcne i\u015faret ediyor.<\/p>\n

Bu \u00e7er\u00e7evede temmuz verisi, t\u00fcketici g\u00fcveninde ayl\u0131k toparlanma ya\u015fand\u0131\u011f\u0131n\u0131 ancak genel alg\u0131n\u0131n hen\u00fcz iyimser b\u00f6lgeye ge\u00e7medi\u011fini ortaya koydu.<\/p>\n

En g\u00fc\u00e7l\u00fc art\u0131\u015f ekonomi beklentisinde ger\u00e7ekle\u015fti<\/strong><\/span><\/h2>\n

Temmuzda alt endeksler aras\u0131ndaki en y\u00fcksek art\u0131\u015f, gelecek 12 ayl\u0131k genel ekonomik durum beklentisinde<\/strong> g\u00f6r\u00fcld\u00fc.<\/p>\n

Haziranda 83,9 olan g\u00f6sterge, y\u00fczde 5,2 artarak 88,3\u2019e y\u00fckseldi. Bu art\u0131\u015f, genel t\u00fcketici g\u00fcven endeksini yukar\u0131 ta\u015f\u0131yan en \u00f6nemli unsur oldu.<\/p>\n

Buna kar\u015f\u0131n ekonomik durum beklentisinin 100 puan\u0131n alt\u0131nda kalmas\u0131, t\u00fcketicilerin gelecek bir y\u0131ll\u0131k ekonomik g\u00f6r\u00fcn\u00fcm konusunda iyile\u015fme beklemekle birlikte temkinli tutumunu korudu\u011funu g\u00f6sterdi.<\/p>\n

Alt endekslerde ayl\u0131k de\u011fi\u015fim s\u0131ralamas\u0131<\/strong><\/span><\/h3>\n
\n
\n\n\n\n\n\n\n\n\n
S\u0131ra<\/th>\nAlt g\u00f6sterge<\/th>\nTemmuzdaki de\u011fi\u015fim<\/th>\n<\/tr>\n<\/thead>\n
1<\/td>\nGelecek 12 ayl\u0131k genel ekonomik durum beklentisi<\/td>\n%5,2 art\u0131\u015f<\/strong><\/td>\n<\/tr>\n
2<\/td>\nMevcut d\u00f6nemde hanenin maddi durumu<\/td>\n%3,0 art\u0131\u015f<\/strong><\/td>\n<\/tr>\n
3<\/td>\nGelecek 12 ayl\u0131k hanenin maddi durum beklentisi<\/td>\n%2,0 art\u0131\u015f<\/strong><\/td>\n<\/tr>\n
4<\/td>\nDayan\u0131kl\u0131 t\u00fcketim mallar\u0131na harcama yapma d\u00fc\u015f\u00fcncesi<\/td>\n%0,8 azal\u0131\u015f<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Hanelerin mevcut maddi durum alg\u0131s\u0131 iyile\u015fti<\/strong><\/span><\/h2>\n

Mevcut d\u00f6nemde hanenin maddi durumu endeksi, hazirandaki 72,3 seviyesinden temmuzda 74,5\u2019e y\u00fckseldi. Ayl\u0131k art\u0131\u015f y\u00fczde 3 olarak ger\u00e7ekle\u015fti.<\/p>\n

Alt endeksler aras\u0131nda en d\u00fc\u015f\u00fck seviyenin bu g\u00f6stergede bulunmas\u0131, t\u00fcketicilerin mevcut ekonomik ko\u015fullara ili\u015fkin de\u011ferlendirmelerinin gelecek d\u00f6nem beklentilerinden daha olumsuz oldu\u011funu g\u00f6sterdi.<\/p>\n

Mevcut maddi durum alg\u0131s\u0131nda iyile\u015fme ya\u015fansa da 74,5 puanl\u0131k seviye, t\u00fcketicilerin bug\u00fcnk\u00fc gelir ve harcama ko\u015fullar\u0131na y\u00f6nelik temkinli yakla\u015f\u0131m\u0131n\u0131n devam etti\u011fine i\u015faret etti.<\/p>\n

Gelecek d\u00f6nemde hanenin maddi durum beklentisi 91,4 oldu<\/strong><\/span><\/h2>\n

T\u00fcketicilerin kendi hanelerinin gelecek 12 ayl\u0131k maddi durumuna ili\u015fkin beklentisi de temmuz ay\u0131nda y\u00fckseldi.<\/p>\n

Haziranda 89,5 olan endeks, y\u00fczde 2 art\u0131\u015fla 91,4\u2019e \u00e7\u0131kt\u0131. Bu g\u00f6sterge, genel ekonomik durum beklentisinden daha y\u00fcksek seviyede ger\u00e7ekle\u015ferek t\u00fcketicilerin kendi hanelerinin gelece\u011fine, \u00fclke ekonomisinin geneline k\u0131yasla daha olumlu yakla\u015ft\u0131\u011f\u0131n\u0131 ortaya koydu.<\/p>\n

Dayan\u0131kl\u0131 t\u00fcketim harcamalar\u0131nda s\u0131n\u0131rl\u0131 gerileme<\/strong><\/span><\/h2>\n

Temmuz ay\u0131nda d\u00fc\u015f\u00fc\u015f g\u00f6steren tek alt endeks, gelecek 12 ayl\u0131k d\u00f6nemde dayan\u0131kl\u0131 t\u00fcketim mallar\u0131na harcama yapma d\u00fc\u015f\u00fcncesi<\/strong> oldu.<\/p>\n

Haziranda 105,9 seviyesinde bulunan endeks, y\u00fczde 0,8 azalarak 105,1\u2019e geriledi. Buna ra\u011fmen g\u00f6sterge, alt endeksler i\u00e7inde 100 puan\u0131n \u00fczerinde kalan tek ba\u015fl\u0131k oldu.<\/p>\n

Bu sonu\u00e7; mobilya, beyaz e\u015fya, elektronik \u00fcr\u00fcn ve benzeri uzun \u00f6m\u00fcrl\u00fc \u00fcr\u00fcnlere y\u00f6nelik harcama e\u011filiminin iyimser b\u00f6lgede kalmay\u0131 s\u00fcrd\u00fcrd\u00fc\u011f\u00fcn\u00fc, ancak bir \u00f6nceki aya g\u00f6re s\u0131n\u0131rl\u0131 \u00f6l\u00e7\u00fcde zay\u0131flad\u0131\u011f\u0131n\u0131 g\u00f6sterdi.<\/p>\n

Haziran ve temmuz de\u011fi\u015fimleri kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131<\/strong><\/span><\/h2>\n

T\u00dc\u0130K tablosunda alt g\u00f6stergelerin yaln\u0131zca temmuz ay\u0131ndaki de\u011fil, haziran ay\u0131ndaki ayl\u0131k de\u011fi\u015fim oranlar\u0131na da yer verildi.<\/p>\n

\n
\n\n\n\n\n\n\n\n\n\n
G\u00f6sterge<\/th>\nHazirandaki ayl\u0131k de\u011fi\u015fim<\/th>\nTemmuzdaki ayl\u0131k de\u011fi\u015fim<\/th>\nDe\u011fi\u015fimin y\u00f6n\u00fc<\/th>\n<\/tr>\n<\/thead>\n
T\u00fcketici g\u00fcven endeksi<\/td>\n%2,5<\/td>\n%2,2<\/td>\nArt\u0131\u015f h\u0131z\u0131 yava\u015flad\u0131<\/td>\n<\/tr>\n
Mevcut d\u00f6nemde hanenin maddi durumu<\/td>\n%4,5<\/td>\n%3,0<\/td>\nArt\u0131\u015f h\u0131z\u0131 yava\u015flad\u0131<\/td>\n<\/tr>\n
Gelecek 12 ayl\u0131k hanenin maddi durum beklentisi<\/td>\n%1,9<\/td>\n%2,0<\/td>\nArt\u0131\u015f h\u0131z\u0131 s\u0131n\u0131rl\u0131 y\u00fckseldi<\/td>\n<\/tr>\n
Gelecek 12 ayl\u0131k genel ekonomik durum beklentisi<\/td>\n%3,1<\/td>\n%5,2<\/td>\nArt\u0131\u015f h\u0131zland\u0131<\/td>\n<\/tr>\n
Dayan\u0131kl\u0131 t\u00fcketim mallar\u0131na harcama yapma d\u00fc\u015f\u00fcncesi<\/td>\n%1,4<\/td>\n-%0,8<\/td>\nArt\u0131\u015ftan d\u00fc\u015f\u00fc\u015fe ge\u00e7ti<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Veriler, genel t\u00fcketici g\u00fcvenindeki art\u0131\u015f h\u0131z\u0131n\u0131n y\u00fczde 2,5\u2019ten y\u00fczde 2,2\u2019ye geriledi\u011fini g\u00f6sterdi. Buna kar\u015f\u0131l\u0131k genel ekonomik durum beklentisindeki y\u00fckseli\u015f y\u00fczde 3,1\u2019den y\u00fczde 5,2\u2019ye h\u0131zland\u0131.<\/p>\n

Grafik t\u00fcketici g\u00fcvenindeki y\u00fckseli\u015fi ortaya koydu<\/strong><\/span><\/h2>\n

B\u00fcltenin ilk sayfas\u0131nda yer alan grafik, t\u00fcketici g\u00fcven endeksinin Temmuz 2024 ile Temmuz 2026 aras\u0131ndaki seyrini g\u00f6sterdi.<\/p>\n

Grafikte \u00f6zellikle d\u00f6rt d\u00f6nem \u00f6ne \u00e7\u0131kar\u0131ld\u0131:<\/p>\n

\n
\n\n\n\n\n\n\n\n\n
D\u00f6nem<\/th>\nT\u00fcketici g\u00fcven endeksi<\/th>\n<\/tr>\n<\/thead>\n
Temmuz 2024<\/td>\n75,9<\/td>\n<\/tr>\n
Temmuz 2025<\/td>\n83,5<\/td>\n<\/tr>\n
Haziran 2026<\/td>\n87,9<\/td>\n<\/tr>\n
Temmuz 2026<\/strong><\/td>\n89,8<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Grafikteki i\u015faretlenmi\u015f de\u011ferlere g\u00f6re endeks, Temmuz 2024\u2019ten Temmuz 2026\u2019ya kadar 13,9 puan y\u00fckseldi<\/strong>. Son bir y\u0131ll\u0131k d\u00f6nemdeki art\u0131\u015f ise 6,3 puan olarak ger\u00e7ekle\u015fti.<\/p>\n

Alt endekslerin temmuz g\u00f6r\u00fcn\u00fcm\u00fc<\/strong><\/span><\/h2>\n
\n
\n\n\n\n\n\n\n\n\n
Alt endeks<\/th>\nTemmuz de\u011feri<\/th>\n100 puana g\u00f6re durum<\/th>\nTemel mesaj<\/th>\n<\/tr>\n<\/thead>\n
Mevcut d\u00f6nemde hanenin maddi durumu<\/td>\n74,5<\/td>\nK\u00f6t\u00fcmser b\u00f6lgede<\/td>\nBug\u00fcnk\u00fc maddi ko\u015fullar en zay\u0131f ba\u015fl\u0131k<\/td>\n<\/tr>\n
Gelecek 12 ayl\u0131k hanenin maddi durum beklentisi<\/td>\n91,4<\/td>\nK\u00f6t\u00fcmser b\u00f6lgede<\/td>\n\u0130yimserlik s\u0131n\u0131r\u0131na en yak\u0131n beklenti g\u00f6stergesi<\/td>\n<\/tr>\n
Gelecek 12 ayl\u0131k genel ekonomik durum beklentisi<\/td>\n88,3<\/td>\nK\u00f6t\u00fcmser b\u00f6lgede<\/td>\nTemmuzda en g\u00fc\u00e7l\u00fc art\u0131\u015f\u0131 g\u00f6sterdi<\/td>\n<\/tr>\n
Dayan\u0131kl\u0131 t\u00fcketim mallar\u0131na harcama yapma d\u00fc\u015f\u00fcncesi<\/td>\n105,1<\/td>\n\u0130yimser b\u00f6lgede<\/td>\nGerilemeye ra\u011fmen 100\u2019\u00fcn \u00fczerinde<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Beklentiler mevcut durumdan daha olumlu<\/strong><\/span><\/h2>\n

Temmuz verilerinde gelecek d\u00f6neme ili\u015fkin iki beklenti g\u00f6stergesinin, mevcut maddi durum endeksinden daha y\u00fcksek ger\u00e7ekle\u015fmesi dikkati \u00e7ekti.<\/p>\n

Hanenin gelecek 12 ayl\u0131k maddi durum beklentisi 91,4, genel ekonomik durum beklentisi 88,3 olurken mevcut maddi durum endeksi 74,5 seviyesinde kald\u0131.<\/p>\n

Bu g\u00f6r\u00fcn\u00fcm, t\u00fcketicilerin mevcut ekonomik ko\u015fullar\u0131 zay\u0131f de\u011ferlendirdi\u011fini ancak gelecek bir y\u0131ll\u0131k d\u00f6nemde bug\u00fcne k\u0131yasla k\u0131smi iyile\u015fme bekledi\u011fini ortaya koydu.<\/p>\n

T\u00fcketici g\u00fcveninde toparlanma var, iyimserlik hen\u00fcz sa\u011flanmad\u0131<\/strong><\/span><\/h2>\n

Temmuz ay\u0131nda t\u00fcketici g\u00fcveninin 89,8\u2019e y\u00fckselmesi, beklentilerde toparlanmaya i\u015faret etti. \u00d6zellikle gelecek d\u00f6nemde genel ekonomik durum beklentisinin y\u00fczde 5,2 y\u00fckselmesi ana endeksi destekledi.<\/p>\n

Ancak genel g\u00fcven endeksi ile mevcut ve gelecek d\u00f6neme ili\u015fkin \u00fc\u00e7 alt g\u00f6sterge 100 puan\u0131n alt\u0131nda kald\u0131. Yaln\u0131zca dayan\u0131kl\u0131 t\u00fcketim mallar\u0131na harcama yapma d\u00fc\u015f\u00fcncesi iyimser b\u00f6lgede yer ald\u0131.<\/p>\n

T\u00dc\u0130K, t\u00fcketici g\u00fcven endeksine ili\u015fkin bir sonraki haber b\u00fcltenini 21 A\u011fustos 2026<\/strong> tarihinde yay\u0131mlayacak.<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00fcketici g\u00fcven endeksi, Temmuz 2026\u2019da bir \u00f6nceki aya g\u00f6re y\u00fczde 2,2 artarak 89,8 seviyesine y\u00fckseldi. T\u00fcketicilerin gelecek 12 ayl\u0131k genel ekonomik duruma ili\u015fkin beklentisi y\u00fczde 5,2 ile en g\u00fc\u00e7l\u00fc art\u0131\u015f\u0131 g\u00f6sterirken, dayan\u0131kl\u0131 t\u00fcketim mallar\u0131na harcama yapma d\u00fc\u015f\u00fcncesi y\u00fczde 0,8 geriledi. G\u00fcvendeki toparlanmaya ra\u011fmen genel endeks 100 puanl\u0131k iyimserlik s\u0131n\u0131r\u0131n\u0131n alt\u0131nda kald\u0131.<\/p>\n","protected":false},"author":6,"featured_media":39289,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[432,334,8748],"class_list":["post-39288","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-tcmb","tag-tuik","tag-tuketici-guven-endeksi"],"yoast_head":"\nT\u00fcketici g\u00fcveni temmuzda y\u00fckseldi: Endeks 89,8\u2019e \u00e7\u0131kt\u0131 - Merceknet Haber<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merceknet.com\/tr\/2026\/07\/23\/tuketici-guveni-temmuzda-yukseldi-endeks-898e-cikti\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T\u00fcketici g\u00fcveni temmuzda y\u00fckseldi: Endeks 89,8\u2019e \u00e7\u0131kt\u0131 - Merceknet Haber\" \/>\n<meta property=\"og:description\" content=\"T\u00fcketici g\u00fcven endeksi, Temmuz 2026\u2019da bir \u00f6nceki aya g\u00f6re y\u00fczde 2,2 artarak 89,8 seviyesine y\u00fckseldi. T\u00fcketicilerin gelecek 12 ayl\u0131k genel ekonomik duruma ili\u015fkin beklentisi y\u00fczde 5,2 ile en g\u00fc\u00e7l\u00fc art\u0131\u015f\u0131 g\u00f6sterirken, dayan\u0131kl\u0131 t\u00fcketim mallar\u0131na harcama yapma d\u00fc\u015f\u00fcncesi y\u00fczde 0,8 geriledi. 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