{"id":336,"date":"2026-01-09T23:06:26","date_gmt":"2026-01-09T20:06:26","guid":{"rendered":"https:\/\/www.merceknet.com\/tr\/?p=336"},"modified":"2026-01-09T23:06:26","modified_gmt":"2026-01-09T20:06:26","slug":"tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti","status":"publish","type":"post","link":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/","title":{"rendered":"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti"},"content":{"rendered":"<p>Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131 (TOK\u0130), 2026 y\u0131l\u0131n\u0131n <strong>birinci alt\u0131 ayl\u0131k<\/strong> d\u00f6nemine (Ocak\u2013Haziran) ili\u015fkin <strong>taksit\/bor\u00e7 bakiyesi g\u00fcncelleme<\/strong> oranlar\u0131n\u0131 duyurdu. TOK\u0130\u2019nin \u201cEndeksler\u201d ba\u015fl\u0131\u011f\u0131yla yay\u0131mlad\u0131\u011f\u0131 bilgilere g\u00f6re art\u0131\u015f oranlar\u0131, projelerin sat\u0131\u015f \u015fartlar\u0131na g\u00f6re farkl\u0131la\u015f\u0131yor.<\/p>\n<p><strong>Hangi projeye hangi oran uygulanacak?<\/strong><\/p>\n<p><strong>1) Yeni projeler (memur maa\u015f art\u0131\u015f\u0131na endeksli sat\u0131\u015flar):<\/strong><\/p>\n<ul>\n<li>1 Temmuz 2025 \u2013 31 Aral\u0131k 2025 d\u00f6nemine ait <strong>memur maa\u015f art\u0131\u015f oran\u0131<\/strong> esas al\u0131nacak.<\/li>\n<li>Bu oran <strong>%15,57<\/strong> olarak a\u00e7\u0131kland\u0131.<\/li>\n<\/ul>\n<p><strong>2) Eski projeler ve Emlak Bankas\u0131\u2019ndan devredilen projeler:<\/strong><\/p>\n<ul>\n<li>Ayn\u0131 d\u00f6neme ait <strong>memur maa\u015f art\u0131\u015f\u0131 (%15,57)<\/strong>, <strong>T\u00dcFE (%12,19)<\/strong> ve <strong>Y\u0130-\u00dcFE (%10,34)<\/strong> oranlar\u0131 k\u0131yaslanacak.<\/li>\n<li>Bu \u00fc\u00e7l\u00fc aras\u0131ndaki <strong>en d\u00fc\u015f\u00fck oran<\/strong> uygulanacak; TOK\u0130\u2019ye g\u00f6re 2026 ilk yar\u0131s\u0131nda bu oran <strong>%10,34<\/strong>.<\/li>\n<\/ul>\n<p><strong>3) TOK\u0130 arsa sat\u0131\u015flar\u0131 (taksitle arsa geri \u00f6demeleri):<\/strong><\/p>\n<ul>\n<li>Arsa bor\u00e7 bakiyesi ve taksit bedelleri, bir \u00f6nceki alt\u0131 ayl\u0131k d\u00f6neme ait <strong>Y\u0130-\u00dcFE<\/strong> ile g\u00fcncellenecek.<\/li>\n<li>2026 ilk yar\u0131s\u0131 i\u00e7in <strong>%10,34<\/strong>.<\/li>\n<\/ul>\n<p><strong>4) TOK\u0130 konut kredileri (kurumun kulland\u0131rd\u0131\u011f\u0131 krediler):<\/strong><\/p>\n<ul>\n<li>Geri \u00f6demelerde <strong>%15,57<\/strong> oran\u0131 uygulanaca\u011f\u0131 bildirildi.<\/li>\n<\/ul>\n<p><strong>Vatanda\u015f neye dikkat etmeli?<\/strong><\/p>\n<ul>\n<li>Art\u0131\u015f oran\u0131, s\u00f6zle\u015fmenizde yazan <strong>endeks t\u00fcr\u00fcne<\/strong> g\u00f6re de\u011fi\u015fiyor (yeni proje\/ eski proje\/ arsa\/ kredi).<\/li>\n<li>G\u00fcncelleme, genelde hem <strong>kalan bor\u00e7 bakiyesine<\/strong> hem de <strong>taksit tutar\u0131na<\/strong> yans\u0131yor.<\/li>\n<li><strong>Temmuz\u2013Aral\u0131k 2026<\/strong> d\u00f6nemi i\u00e7in yeni oranlar, y\u0131l\u0131n ikinci yar\u0131s\u0131nda ayr\u0131ca a\u00e7\u0131klan\u0131yor (bu duyuru Ocak\u2013Haziran i\u00e7indir).<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-337\" src=\"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/Ekran-goruntusu-2026-01-09-230140.jpg\" alt=\"\" width=\"701\" height=\"792\" srcset=\"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/Ekran-goruntusu-2026-01-09-230140.jpg 586w, https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/Ekran-goruntusu-2026-01-09-230140-425x480.jpg 425w\" sizes=\"auto, (max-width: 701px) 100vw, 701px\" \/><\/p>\n<p><strong>1) Yeni projeler (memur maa\u015f art\u0131\u015f\u0131: %15,57)<\/strong><\/p>\n<ul>\n<li>Art\u0131\u015f tutar\u0131: <strong>5.000 \u00d7 0,1557 = 778,50 TL<\/strong><\/li>\n<li>Yeni taksit: <strong>5.000 + 778,50 = 5.778,50 TL<\/strong><\/li>\n<\/ul>\n<p>\u2705 <strong>Sonu\u00e7: 5.778,50 TL<\/strong><\/p>\n<p><strong>2) Eski projeler \/ Emlak Bankas\u0131 devri (en d\u00fc\u015f\u00fck oran: Y\u0130-\u00dcFE %10,34)<\/strong><\/p>\n<ul>\n<li>Art\u0131\u015f tutar\u0131: <strong>5.000 \u00d7 0,1034 = 517,00 TL<\/strong><\/li>\n<li>Yeni taksit: <strong>5.000 + 517,00 = 5.517,00 TL<\/strong><\/li>\n<\/ul>\n<p>\u2705 <strong>Sonu\u00e7: 5.517,00 TL<\/strong><\/p>\n<p><strong>3) (Kar\u015f\u0131la\u015ft\u0131rma) E\u011fer T\u00dcFE %12,19 uygulanm\u0131\u015f olsayd\u0131<\/strong><\/p>\n<ul>\n<li>Art\u0131\u015f tutar\u0131: <strong>5.000 \u00d7 0,1219 = 609,50 TL<\/strong><\/li>\n<li>Yeni taksit: <strong>5.000 + 609,50 = 5.609,50 TL<\/strong><\/li>\n<\/ul>\n<p>\u2705 <strong>Sonu\u00e7: 5.609,50 TL<\/strong><\/p>\n<p>\u0130ki \u00f6rnek bor\u00e7 se\u00e7elim: <strong>200.000 TL<\/strong> ve <strong>500.000 TL<\/strong>.<\/p>\n<p><strong>1) Yeni projeler (%15,57)<\/strong><\/p>\n<p><strong>\u00d6rnek A: Kalan bor\u00e7 200.000 TL<\/strong><\/p>\n<ul>\n<li>Art\u0131\u015f: <strong>200.000 \u00d7 0,1557 = 31.140 TL<\/strong><\/li>\n<li>Yeni bor\u00e7: <strong>200.000 + 31.140 = 231.140 TL<\/strong><\/li>\n<\/ul>\n<p>\u2705 <strong>231.140 TL<\/strong><\/p>\n<p><strong>\u00d6rnek B: Kalan bor\u00e7 500.000 TL<\/strong><\/p>\n<ul>\n<li>Art\u0131\u015f: <strong>500.000 \u00d7 0,1557 = 77.850 TL<\/strong><\/li>\n<li>Yeni bor\u00e7: <strong>500.000 + 77.850 = 577.850 TL<\/strong><\/li>\n<\/ul>\n<p>\u2705 <strong>577.850 TL<\/strong><\/p>\n<p><strong>2) Eski projeler \/ Emlak Bankas\u0131 devri (%10,34)<\/strong><\/p>\n<p><strong>\u00d6rnek A: Kalan bor\u00e7 200.000 TL<\/strong><\/p>\n<ul>\n<li>Art\u0131\u015f: <strong>200.000 \u00d7 0,1034 = 20.680 TL<\/strong><\/li>\n<li>Yeni bor\u00e7: <strong>200.000 + 20.680 = 220.680 TL<\/strong><\/li>\n<\/ul>\n<p>\u2705 <strong>220.680 TL<\/strong><\/p>\n<p><strong>\u00d6rnek B: Kalan bor\u00e7 500.000 TL<\/strong><\/p>\n<ul>\n<li>Art\u0131\u015f: <strong>500.000 \u00d7 0,1034 = 51.700 TL<\/strong><\/li>\n<li>Yeni bor\u00e7: <strong>500.000 + 51.700 = 551.700 TL<\/strong><\/li>\n<\/ul>\n<p>\u2705 <strong>551.700 TL<\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TOK\u0130, Ocak\u2013Haziran 2026 d\u00f6neminde konut ve arsa geri \u00f6demelerinde uygulanacak endeksleri yay\u0131mlad\u0131. Buna g\u00f6re yeni projelerde taksit ve bor\u00e7 bakiyesi art\u0131\u015f\u0131 %15,57 olurken, eski projelerde memur maa\u015f\u0131 art\u0131\u015f\u0131\u2013T\u00dcFE\u2013Y\u0130-\u00dcFE aras\u0131ndaki en d\u00fc\u015f\u00fck oran esas al\u0131narak %10,34 uygulanacak.<\/p>\n","protected":false},"author":2,"featured_media":338,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti - Merceknet Haber<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti - Merceknet Haber\" \/>\n<meta property=\"og:description\" content=\"TOK\u0130, Ocak\u2013Haziran 2026 d\u00f6neminde konut ve arsa geri \u00f6demelerinde uygulanacak endeksleri yay\u0131mlad\u0131. Buna g\u00f6re yeni projelerde taksit ve bor\u00e7 bakiyesi art\u0131\u015f\u0131 %15,57 olurken, eski projelerde memur maa\u015f\u0131 art\u0131\u015f\u0131\u2013T\u00dcFE\u2013Y\u0130-\u00dcFE aras\u0131ndaki en d\u00fc\u015f\u00fck oran esas al\u0131narak %10,34 uygulanacak.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/\" \/>\n<meta property=\"og:site_name\" content=\"Merceknet Haber\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/merceknet\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/merceknet\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-09T20:06:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/tokitaksit.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1524\" \/>\n\t<meta property=\"og:image:height\" content=\"1017\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Hamdi Ba\u011fc\u0131\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/x.com\/merceknethaber\" \/>\n<meta name=\"twitter:site\" content=\"@merceknethaber\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Hamdi Ba\u011fc\u0131\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/\"},\"author\":{\"name\":\"Hamdi Ba\u011fc\u0131\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#\\\/schema\\\/person\\\/28c60df0a00241899776a580cb9db4f5\"},\"headline\":\"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti\",\"datePublished\":\"2026-01-09T20:06:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/\"},\"wordCount\":356,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/tokitaksit.jpg\",\"articleSection\":[\"Ekonomi\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/\",\"url\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/\",\"name\":\"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti - Merceknet Haber\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/tokitaksit.jpg\",\"datePublished\":\"2026-01-09T20:06:26+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/tokitaksit.jpg\",\"contentUrl\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/tokitaksit.jpg\",\"width\":1524,\"height\":1017},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/2026\\\/01\\\/09\\\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Anasayfa\",\"item\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#website\",\"url\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/\",\"name\":\"Merceknet\",\"description\":\"T\u00fcrkiye&#039;nin ba\u011f\u0131ms\u0131z internet haber gazetesi\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"tr\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#organization\",\"name\":\"Merceknet Haber\",\"url\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/868ee895-9395-465e-bb2e-00afb6ea7c41-md-2.jpeg\",\"contentUrl\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/868ee895-9395-465e-bb2e-00afb6ea7c41-md-2.jpeg\",\"width\":800,\"height\":533,\"caption\":\"Merceknet Haber\"},\"image\":{\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/merceknet\",\"https:\\\/\\\/x.com\\\/merceknethaber\",\"https:\\\/\\\/www.linkedin.com\\\/feed\\\/\",\"https:\\\/\\\/www.instagram.com\\\/merceknethaber\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@merceknet\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/#\\\/schema\\\/person\\\/2b640179dc328e9c37cb64df4f6c3fe7\",\"name\":\"Av. \u00d6zge \u00d6zmen Korkut\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/912ed4ebd13e18a5c6cc95aecd61f4ea14b40ce2626de4b61bcf4d9bffb62cd4?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/912ed4ebd13e18a5c6cc95aecd61f4ea14b40ce2626de4b61bcf4d9bffb62cd4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/912ed4ebd13e18a5c6cc95aecd61f4ea14b40ce2626de4b61bcf4d9bffb62cd4?s=96&d=mm&r=g\",\"caption\":\"Av. \u00d6zge \u00d6zmen Korkut\"},\"sameAs\":[\"av.ozgeozmenkorkut\"],\"url\":\"https:\\\/\\\/www.merceknet.com\\\/tr\\\/author\\\/ozgeozmen\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti - Merceknet Haber","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/","og_locale":"tr_TR","og_type":"article","og_title":"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti - Merceknet Haber","og_description":"TOK\u0130, Ocak\u2013Haziran 2026 d\u00f6neminde konut ve arsa geri \u00f6demelerinde uygulanacak endeksleri yay\u0131mlad\u0131. Buna g\u00f6re yeni projelerde taksit ve bor\u00e7 bakiyesi art\u0131\u015f\u0131 %15,57 olurken, eski projelerde memur maa\u015f\u0131 art\u0131\u015f\u0131\u2013T\u00dcFE\u2013Y\u0130-\u00dcFE aras\u0131ndaki en d\u00fc\u015f\u00fck oran esas al\u0131narak %10,34 uygulanacak.","og_url":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/","og_site_name":"Merceknet Haber","article_publisher":"https:\/\/www.facebook.com\/merceknet","article_author":"https:\/\/www.facebook.com\/merceknet","article_published_time":"2026-01-09T20:06:26+00:00","og_image":[{"width":1524,"height":1017,"url":"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/tokitaksit.jpg","type":"image\/jpeg"}],"author":"Hamdi Ba\u011fc\u0131","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/x.com\/merceknethaber","twitter_site":"@merceknethaber","twitter_misc":{"Yazan:":"Hamdi Ba\u011fc\u0131","Tahmini okuma s\u00fcresi":"3 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/#article","isPartOf":{"@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/"},"author":{"name":"Hamdi Ba\u011fc\u0131","@id":"https:\/\/www.merceknet.com\/tr\/#\/schema\/person\/28c60df0a00241899776a580cb9db4f5"},"headline":"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti","datePublished":"2026-01-09T20:06:26+00:00","mainEntityOfPage":{"@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/"},"wordCount":356,"commentCount":0,"publisher":{"@id":"https:\/\/www.merceknet.com\/tr\/#organization"},"image":{"@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/#primaryimage"},"thumbnailUrl":"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/tokitaksit.jpg","articleSection":["Ekonomi"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/","url":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/","name":"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti - Merceknet Haber","isPartOf":{"@id":"https:\/\/www.merceknet.com\/tr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/#primaryimage"},"image":{"@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/#primaryimage"},"thumbnailUrl":"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/tokitaksit.jpg","datePublished":"2026-01-09T20:06:26+00:00","breadcrumb":{"@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/"]}]},{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/#primaryimage","url":"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/tokitaksit.jpg","contentUrl":"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/tokitaksit.jpg","width":1524,"height":1017},{"@type":"BreadcrumbList","@id":"https:\/\/www.merceknet.com\/tr\/2026\/01\/09\/tokinin-2026-ilk-yari-taksit-artis-oranlari-netlesti\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Anasayfa","item":"https:\/\/www.merceknet.com\/tr\/"},{"@type":"ListItem","position":2,"name":"TOK\u0130\u2019nin 2026 ilk yar\u0131 taksit art\u0131\u015f oranlar\u0131 netle\u015fti"}]},{"@type":"WebSite","@id":"https:\/\/www.merceknet.com\/tr\/#website","url":"https:\/\/www.merceknet.com\/tr\/","name":"Merceknet","description":"T\u00fcrkiye&#039;nin ba\u011f\u0131ms\u0131z internet haber gazetesi","publisher":{"@id":"https:\/\/www.merceknet.com\/tr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.merceknet.com\/tr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/www.merceknet.com\/tr\/#organization","name":"Merceknet Haber","url":"https:\/\/www.merceknet.com\/tr\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.merceknet.com\/tr\/#\/schema\/logo\/image\/","url":"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/868ee895-9395-465e-bb2e-00afb6ea7c41-md-2.jpeg","contentUrl":"https:\/\/www.merceknet.com\/tr\/wp-content\/uploads\/2026\/01\/868ee895-9395-465e-bb2e-00afb6ea7c41-md-2.jpeg","width":800,"height":533,"caption":"Merceknet Haber"},"image":{"@id":"https:\/\/www.merceknet.com\/tr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/merceknet","https:\/\/x.com\/merceknethaber","https:\/\/www.linkedin.com\/feed\/","https:\/\/www.instagram.com\/merceknethaber\/","https:\/\/www.youtube.com\/@merceknet"]},{"@type":"Person","@id":"https:\/\/www.merceknet.com\/tr\/#\/schema\/person\/2b640179dc328e9c37cb64df4f6c3fe7","name":"Av. \u00d6zge \u00d6zmen Korkut","image":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/secure.gravatar.com\/avatar\/912ed4ebd13e18a5c6cc95aecd61f4ea14b40ce2626de4b61bcf4d9bffb62cd4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/912ed4ebd13e18a5c6cc95aecd61f4ea14b40ce2626de4b61bcf4d9bffb62cd4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/912ed4ebd13e18a5c6cc95aecd61f4ea14b40ce2626de4b61bcf4d9bffb62cd4?s=96&d=mm&r=g","caption":"Av. \u00d6zge \u00d6zmen Korkut"},"sameAs":["av.ozgeozmenkorkut"],"url":"https:\/\/www.merceknet.com\/tr\/author\/ozgeozmen\/"}]}},"views":88,"_links":{"self":[{"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/posts\/336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/comments?post=336"}],"version-history":[{"count":1,"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/posts\/336\/revisions"}],"predecessor-version":[{"id":339,"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/posts\/336\/revisions\/339"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/media\/338"}],"wp:attachment":[{"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/media?parent=336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/categories?post=336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.merceknet.com\/tr\/wp-json\/wp\/v2\/tags?post=336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}