\u0130stanbul\u2019da riskli binalar\u0131n d\u00f6n\u00fc\u015f\u00fcm\u00fcn\u00fc h\u0131zland\u0131rmak amac\u0131yla hayata ge\u00e7irilen 3 milyon liraya kadar destekli yeni kentsel d\u00f6n\u00fc\u015f\u00fcm kredisi i\u00e7in ba\u015fvurular al\u0131nmaya ba\u015flad\u0131. Proje kapsam\u0131nda vatanda\u015flara 1 y\u0131l geri \u00f6demesiz, 180 ay vadeli ve ayl\u0131k y\u00fczde 0,69 faiz oran\u0131yla finansman deste\u011fi sunulacak.<\/p>\n
\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum\u2019un detaylar\u0131n\u0131 a\u00e7\u0131klad\u0131\u011f\u0131 kredi paketine, ilk g\u00fcnden yo\u011fun ilgi g\u00f6sterildi. \u00dcsk\u00fcdar ve K\u00fc\u00e7\u00fck\u00e7ekmece\u2019de a\u00e7\u0131lan irtibat ofislerine gelen vatanda\u015flar, proje hakk\u0131nda y\u00fcz y\u00fcze bilgi ald\u0131.<\/p>\n
Kentsel D\u00f6n\u00fc\u015f\u00fcm Ba\u015fkanl\u0131\u011f\u0131 D\u0131\u015f Finans Dan\u0131\u015fman\u0131 Do\u011fukan Do\u011fu, projenin s\u00fcrd\u00fcr\u00fclebilir finansman modeliyle hayata ge\u00e7irildi\u011fini belirterek, \u0130stanbul\u2019daki riskli yap\u0131lar\u0131n d\u00f6n\u00fc\u015f\u00fcm\u00fcne destek sa\u011flamay\u0131 ama\u00e7lad\u0131klar\u0131n\u0131 s\u00f6yledi. Do\u011fu, kredi kapsam\u0131nda riskli yap\u0131 maliklerine azami y\u00fczde 0,69 faiz, 180 aya kadar vade ve 3 milyon liraya kadar finansman imk\u00e2n\u0131 sunuldu\u011funu ifade etti.<\/p>\n
Do\u011fu, ba\u015fvuru yapan vatanda\u015flar\u0131n sosyal ve ekonomik durumuna g\u00f6re ek faiz indirimleri uygulanaca\u011f\u0131n\u0131 belirtti. Buna g\u00f6re, ba\u015fka konutu olmayan vatanda\u015flara 0,25 puan indirim sa\u011flan\u0131rken, enerji kimlik belgesi B ve \u00fczeri olan binalar i\u00e7in de ek avantajlar sunulacak. \u015eehit ve gazi yak\u0131nlar\u0131 ile kad\u0131n hane reislerine y\u00f6nelik indirimlerin de bulundu\u011funu aktaran Do\u011fu, t\u00fcm indirimlerin kullan\u0131lmas\u0131 halinde faiz oran\u0131n\u0131n y\u00fczde 0,59\u2019a kadar d\u00fc\u015febilece\u011fini s\u00f6yledi.<\/p>\n
Projeden, 1 Ekim 2020\u2019den itibaren y\u0131k\u0131m s\u00fcrecine girmi\u015f binalar\u0131n yararlanabilece\u011fi belirtildi. Ayr\u0131ca, riskli yap\u0131 olarak tan\u0131mlanan binalarda vatanda\u015f ile m\u00fcteahhit aras\u0131nda anla\u015fman\u0131n yap\u0131lm\u0131\u015f olmas\u0131 \u015fart\u0131 aran\u0131yor.<\/p>\n
Ba\u015fvuru s\u00fcrecinde m\u00fcteahhitlerin, e-Devlet \u00fczerinden ARAAD (AFD\u0130S) platformunu kullanarak binan\u0131n y\u0131k\u0131m ve yap\u0131m s\u00fcrecine ili\u015fkin bilgi ve belgeleri sisteme y\u00fcklemesi gerekiyor. Teknik incelemenin ard\u0131ndan vatanda\u015flar\u0131n banka s\u00fcreci ba\u015flat\u0131lacak. Finansman tutar\u0131 ise hak edi\u015flere paralel \u015fekilde blokeli hesaplarda tutulacak ve in\u015faat\u0131n ilerlemesine g\u00f6re m\u00fcteahhide aktar\u0131lacak.<\/p>\n
Do\u011fu, vatanda\u015flar\u0131n projeden birden fazla konut i\u00e7in yararlanabilece\u011fini belirterek, tek konutu olanlara sa\u011flanan 0,25 puanl\u0131k faiz indiriminin bu durumda uygulanmayaca\u011f\u0131n\u0131 ifade etti. Bunun d\u0131\u015f\u0131nda projeden yararlanmak i\u00e7in ek bir engel bulunmad\u0131\u011f\u0131n\u0131 kaydetti.<\/p>\n
Ba\u015fvurular\u0131n dijital olarak \u201cKentsel Diren\u00e7lilik\u201d internet sitesi \u00fczerinden yap\u0131labildi\u011fi, y\u00fcz y\u00fcze bilgi almak isteyen vatanda\u015flar\u0131n ise \u00dcsk\u00fcdar Kirazl\u0131tepe ve K\u00fc\u00e7\u00fck\u00e7ekmece Halkal\u0131\u2019daki irtibat ofislerine ba\u015fvurabilece\u011fi bildirildi.<\/p>\n
\u00d6te yandan, proje kapsam\u0131nda ba\u015fvurular\u0131n yaln\u0131zca \u0130stanbul\u2019da de\u011fil, \u0130zmir, Kocaeli ve Sakarya\u2019da da<\/strong> a\u00e7\u0131ld\u0131\u011f\u0131 \u00f6\u011frenildi.<\/p>\n","protected":false},"excerpt":{"rendered":" \u0130stanbul\u2019da riskli binalar\u0131n d\u00f6n\u00fc\u015f\u00fcm\u00fcn\u00fc h\u0131zland\u0131rmak amac\u0131yla hayata ge\u00e7irilen 3 milyon liraya kadar destekli yeni kentsel d\u00f6n\u00fc\u015f\u00fcm kredisi i\u00e7in ba\u015fvurular ba\u015flad\u0131. Paket kapsam\u0131nda vatanda\u015flara 1 y\u0131l geri \u00f6demesiz, 180 ay vadeli ve ayl\u0131k y\u00fczde 0,69 faizli finansman imk\u00e2n\u0131 sunulacak.<\/p>\n","protected":false},"author":2,"featured_media":17264,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[36,653,6376,792,6375],"class_list":["post-17263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-istanbul","tag-kentseldonusum","tag-kredidestegi","tag-muratkurum","tag-risklibinalar"],"yoast_head":"\n