Rekabet Kurulu, sa\u011fl\u0131k sigortas\u0131 pazar\u0131nda faaliyet g\u00f6steren 19 te\u015febb\u00fcs hakk\u0131nda soru\u015fturma a\u00e7\u0131lmas\u0131na karar verdi. Kurum, soru\u015fturman\u0131n; fiyatlar\u0131n birlikte belirlenmesi, m\u00fc\u015fteri ve b\u00f6lge payla\u015f\u0131m\u0131 ile hassas bilgilerin payla\u015f\u0131lmas\u0131 gibi rekabet ihlali iddialar\u0131n\u0131 kapsad\u0131\u011f\u0131n\u0131 bildirdi.<\/p>\n
Rekabet Kurumu\u2019ndan yap\u0131lan a\u00e7\u0131klamada, sa\u011fl\u0131k sekt\u00f6r\u00fcn\u00fcn farkl\u0131 i\u015f modelleriyle faaliyet g\u00f6steren \u00e7ok say\u0131da te\u015febb\u00fcs\u00fcn yer ald\u0131\u011f\u0131 dinamik bir organizasyon yap\u0131s\u0131na sahip oldu\u011fu belirtildi. A\u00e7\u0131klamada, bu yap\u0131n\u0131n \u00f6nemli bile\u015fenlerinden birini de sigortac\u0131l\u0131k faaliyetlerinin olu\u015fturdu\u011fu vurguland\u0131.<\/p>\n
Kurum, sa\u011fl\u0131k sigortas\u0131 pazar\u0131n\u0131n rekabet hukuku a\u00e7\u0131s\u0131ndan \u201c\u00e7ift tarafl\u0131 pazar\u201d niteli\u011fi ta\u015f\u0131d\u0131\u011f\u0131na dikkat \u00e7ekti. Buna g\u00f6re, sigortal\u0131 bir t\u00fcketicinin sa\u011fl\u0131k hizmeti almas\u0131 durumunda hem sigorta \u015firketi ile t\u00fcketici aras\u0131nda hem de sigorta \u015firketi ile anla\u015fmal\u0131 sa\u011fl\u0131k kurulu\u015fu aras\u0131nda ayn\u0131 sa\u011fl\u0131k harcamas\u0131na ili\u015fkin bir dizi i\u015flem ger\u00e7ekle\u015fiyor. Bu i\u015flemlerde ise bilgi teknolojileri \u00fcr\u00fcn ve hizmetleri \u00f6nemli rol oynuyor.<\/p>\n
A\u00e7\u0131klamada, T\u00fcrkiye\u2019de sa\u011fl\u0131k sigortas\u0131 pazar\u0131nda faaliyet g\u00f6steren \u015firketlerin yan\u0131 s\u0131ra \u00f6zel sa\u011fl\u0131k kurulu\u015flar\u0131 ile bu kurulu\u015flara teknik ve operasyonel destek sa\u011flayan te\u015febb\u00fcslerin de sekt\u00f6rde \u00f6nemli akt\u00f6rler aras\u0131nda yer ald\u0131\u011f\u0131 ifade edildi.<\/p>\n
Rekabet Kurumu, kendilerine ula\u015fan ihbar ve \u015fikayetler do\u011frultusunda \u00f6n ara\u015ft\u0131rma ba\u015flat\u0131ld\u0131\u011f\u0131n\u0131, bu s\u00fcre\u00e7te \u00e7e\u015fitli ihlal iddialar\u0131n\u0131n incelendi\u011fini bildirdi. \u00d6n ara\u015ft\u0131rmada; sigorta \u015firketlerinin kendi aralar\u0131nda anla\u015farak primleri birlikte belirlemi\u015f, art\u0131rm\u0131\u015f ya da sabit tutmu\u015f olabilece\u011fi, m\u00fc\u015fteri, b\u00f6lge veya \u00fcr\u00fcn payla\u015f\u0131m\u0131 yapm\u0131\u015f olabilece\u011fi ve fiyat, maliyet, risk verisi gibi hassas bilgileri payla\u015fm\u0131\u015f olabilece\u011fi iddialar\u0131n\u0131n ele al\u0131nd\u0131\u011f\u0131 kaydedildi.<\/p>\n
Ayr\u0131ca, sa\u011fl\u0131k sigortas\u0131 pazar\u0131nda faaliyet g\u00f6steren sigorta \u015firketleri ile sa\u011fl\u0131k hizmeti sunucular\u0131 aras\u0131nda d\u0131\u015flay\u0131c\u0131 s\u00f6zle\u015fmeler yap\u0131lm\u0131\u015f olabilece\u011fi y\u00f6n\u00fcndeki iddialar\u0131n da soru\u015fturma kapsam\u0131nda de\u011ferlendirildi\u011fi belirtildi.<\/p>\n
Kurul, \u00f6n ara\u015ft\u0131rma kapsam\u0131nda elde edilen bilgi ve belgeler ile yap\u0131lan tespitleri m\u00fczakere ederek bulgular\u0131 ciddi ve yeterli<\/strong> buldu ve 19 te\u015febb\u00fcs hakk\u0131nda soru\u015fturma a\u00e7\u0131lmas\u0131na karar verdi.<\/p>\n Hakk\u0131nda soru\u015fturma a\u00e7\u0131lan 19 te\u015febb\u00fcs \u015f\u00f6yle s\u0131raland\u0131:<\/p>\n Allianz Sigorta A\u015e, Anadolu Anonim T\u00fcrk Sigorta \u015eirketi, Ankara Anonim T\u00fcrk Sigorta \u015eirketi, Aveon Global Sigorta A\u015e, Axa Sigorta A\u015e, Bupa Ac\u0131badem Sigorta A\u015e, Hepiyi Sigorta A\u015e, Kat\u0131l\u0131m Emeklilik ve Hayat A\u015e, Mapfre Sigorta A\u015e, Medisa Sigorta A\u015e, Prive Sigorta A\u015e, Zurich Sigorta A\u015e, Zurich Ya\u015fam ve Emeklilik A\u015e, Quick Sigorta A\u015e, Ac\u0131badem Sa\u011fl\u0131k Hizmetleri ve Ticaret A\u015e, Memorial Sa\u011fl\u0131k Yat\u0131r\u0131mlar\u0131 A\u015e, \u00d6zel Edremit K\u00f6rfez Hastanesi, SenCard Partners Bilgi Teknolojileri A\u015e ve Turassist Sa\u011fl\u0131k Destek Hizmetleri A\u015e.<\/p>\n Rekabet Kurumu, soru\u015fturma karar\u0131n\u0131n, ad\u0131 ge\u00e7en te\u015febb\u00fcslerin kanunu ihlal etti\u011fi ya da yapt\u0131r\u0131mla kar\u015f\u0131 kar\u015f\u0131ya kald\u0131\u011f\u0131 anlam\u0131na gelmedi\u011fini de \u00f6zellikle vurgulad\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":" Rekabet Kurulu, sa\u011fl\u0131k sigortas\u0131 pazar\u0131nda faaliyet g\u00f6steren 19 te\u015febb\u00fcs hakk\u0131nda; primlerin birlikte belirlenmesi, m\u00fc\u015fteri ve b\u00f6lge payla\u015f\u0131m\u0131 ile hassas bilgi payla\u015f\u0131m\u0131 gibi rekabet ihlali iddialar\u0131 nedeniyle soru\u015fturma ba\u015flatt\u0131.<\/p>\n","protected":false},"author":2,"featured_media":17246,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2534,5],"tags":[6370,6371,6372,37],"class_list":["post-17245","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2-bolge","category-ekonomi","tag-rekabetkurumu","tag-sagliksigortasi","tag-sigortasirketleri","tag-sorusturma"],"yoast_head":"\nSoru\u015fturma a\u00e7\u0131lan \u015firketler a\u00e7\u0131kland\u0131<\/h3>\n